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FDIC Charts & Graphs

Deposit Growth Sudden deposit growth could significantly dilute the reserve ratio. This scenario is increasingly realistic with blending of financial services and advances in technology. $100 billion increase in insured deposits would reduce the BIF reserve ratio from 1.37 to 1.31. $100 billion increase in insured deposits would reduce the SAIF reserve ratio from 1.45 to 1.27 Previous slide Next slide Back to first slide View graphic version