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Federal Deposit
Insurance Corporation

Each depositor insured to at least $250,000 per insured bank



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Reform of Deposit Insurance

The Federal Deposit Insurance Reform Conforming Amendments Act of 2005 requires the FDIC to conduct studies of three issues: (1) further potential changes to the deposit insurance system, (2) the appropriate deposit base in designating the reserve ratio, and (3) the Corporation’s contingent loss reserving methodology and accounting for losses.

An Evaluation of the Denominator of the Reserve Ratio - PDF 205kb (PDF Help)
FDIC Staff Study, February 12, 2007

Accounting for Loss Contingencies: The FDICs Policies and Practices 1992-2004 - PDF 467kb (PDF Help) FDIC Staff Study, February 12, 2007

An Evaluation of Further Possible Changes to the Deposit Insurance System -PDF 130kb (PDF Help) FDIC Staff Study, February 12, 2007

Last Updated 02/20/2007 assessments@fdic.gov

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