Skip Header

Federal Deposit
Insurance Corporation

Each depositor insured to at least $250,000 per insured bank

Photo of safe lock


FDIC insurance covers all deposit accounts, including checking and savings accounts, money market deposit accounts and certificates of deposit. The standard insurance amount is $250,000 per depositor, per insured bank, for each account ownership category.


Electronic Deposit Insurance Estimator (EDIE)

If you have more than $250,000 on deposit in the bank, you may have more--or less--deposit insurance coverage than you think. Use EDIE--Online to calculate your FDIC insurance coverage.

FDIC Deposit Insurance Coverage for Bankers (CBT)

A computer-based training for bank employees who need a basic understanding of FDIC insurance coverage. The training module is user-friendly and self-paced, with built-in learning examples.

Deposit Insurance Guides

FDIC Online Product Catalog

Order print copies of the FDIC's publications, such as Deposit Insurance Summary and Your Insured Deposits.

Deposit Insurance Videos

Explanations of deposit insurance coverage for the most common ownership categories that depositors can have at each FDIC-insured depository institution.

Deposit Insurance Coverage Frequently Asked Questions

Additional Resources

Explore further resources regarding insured deposits.

Expiration of the Temporary Unlimited Coverage for Noninterest-Bearing Transaction Accounts

Updated information and frequently asked questions regarding the expiration of the temporary unlimited deposit insurance coverage provided by Section 343 of the Dodd-Frank Wall Street Reform and Consumer Protection Act.