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Home > Deposit Insurance > Are My Deposits Insured?

ARE MY DEPOSITS INSURED?
Find out how FDIC deposit insurance works and estimate coverage on your deposits.

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Electronic Deposit Insurance Estimator (EDIE)
If you have more than $250,000 on deposit in the bank, you may have more--or less--deposit insurance coverage than you think. Use EDIE--Online to calculate your FDIC insurance coverage. Bankers can also download EDIE onto their institution’s Intranet for use by staff with or without an Internet connection.
• EDIE - Online Version    [Spanish]
• EDIE - Downloadable Version

Deposit Insurance Guides
• Deposit Insurance Summary   [Spanish]
 
Printable Versions (PDF Help)
English - PDF 3.3M
Spanish - PDF 3.3M
Korean - PDF 3.8M		 Vietnamese - PDF 4.2M
Traditional Chinese - PDF 3.9M
Simplified Chinese - PDF 4.0M
• Your Insured Deposits (Comprehensive Guide)    [Spanish]
• Financial Institution Employee's Guide to Deposit Insurance

FDIC Videos: Deposit Insurance Coverage
Video Help

Overview of Deposit Insurance Coverage
A short video describing the different deposit insurance categories. Can be viewed in full or chapter by chapter
Full video [Spanish] (Vcall.com – 30 minutes)
Chapter by Chapter [Spanish]

Deposit Insurance Seminar for Bankers (Vcall.com - 95 minutes)
A comprehensive presentation on deposit insurance coverage explaining, in detail, the rules and requirements for all account ownership categories with illustrated examples.

FDIC: The More You Know, The Safer Your Money
A one-minute video that insured institutions can use to inform customers about the basics of FDIC insurance coverage.


Never Lose a Penny
Never Lose a Penny explains the importance of EDIE (Electronic Deposit Insurance Estimator) – an online tool that's simple and easy to use. In just a few steps, EDIE can help make sure that all of the money in bank deposit accounts is 100% FDIC-insured. This brochure also includes the Depositor's Bill of Rights – facts about FDIC insurance that every depositor should know.
• Never Lose a Penny - PDF 4.2M (PDF help)
  • Spanish - PDF 4.5M (PDF help)
  • Chinese - PDF 2.5M (PDF help)
  • Korean - PDF 1.4M (PDF help)
  • Vietnamese - PDF 2.1M (PDF help)

Additional Resources
Explore further resources regarding insured deposits.
• Deposit Insurance Simplification Fact Sheet
• When a Bank Fails - Facts for Depositors, Creditors, and Borrowers
• Certificates of Deposit: Tips for Savers
• Deposit Broker's Processing Guide
• Deposit Insurance for Accounts Held by Government Depositors
• Insured Or Not Insured?
• Deposit Insurance Coverage Frequently Asked Questions
 

QUICK LINKS
•  Changes in FDIC Deposit Insurance Coverage
•  Deposit Insurance Coverage Publications, Videos and Job Aids Online Order Form
•  Customer Assistance Online Form
•  FDIC Call Center
•  Consumer News
•  FDIC's Depositor Bill of Rights
•  Symbol of Confidence for 75 Years
•  Bank Find
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