Each depositor insured to at least $250,000 per insured bank

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Home > Deposit Insurance > Are My Deposits Insured?

ARE MY DEPOSITS INSURED?
Find out how FDIC deposit insurance works and estimate coverage on your deposits.

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LEARN MORE
 

Electronic Deposit Insurance Estimator (EDIE)
If you have more than $250,000 on deposit in the bank, you may have more--or less--deposit insurance coverage than you think. Use EDIE--Online to calculate your FDIC insurance coverage. Bankers can also download EDIE onto their institution’s Intranet for use by staff with or without an Internet connection.
• EDIE - Online Version    [Spanish]

Due to the recent regulatory changes resulting from the passage of financial reform legislation, the FDIC is in the process of updating its deposit insurance coverage materials. Materials will be made available as soon as possible.


Deposit Insurance Guides
• Deposit Insurance Summary   [Spanish]
• Your Insured Deposits (Comprehensive Guide)    [Spanish]
• Financial Institution Employee's Guide to Deposit Insurance

Never Lose a Penny
Never Lose a Penny explains the importance of EDIE (Electronic Deposit Insurance Estimator) – an online tool that's simple and easy to use. In just a few steps, EDIE can help make sure that all of the money in bank deposit accounts is 100% FDIC-insured. This brochure also includes the Depositor's Bill of Rights – facts about FDIC insurance that every depositor should know.

Additional Resources
Explore further resources regarding insured deposits.
• When a Bank Fails - Facts for Depositors, Creditors, and Borrowers
• Certificates of Deposit: Tips for Savers
• Deposit Broker's Processing Guide
• Deposit Insurance for Accounts Held by Government Depositors
• Insured Or Not Insured?
• Deposit Insurance Coverage Frequently Asked Questions
 

QUICK LINKS
•  Changes in FDIC Deposit Insurance Coverage
•  Deposit Insurance Coverage Publications, Videos and Job Aids Online Order Form
•  Customer Assistance Online Form
•  FDIC Call Center
•  Consumer News
•  FDIC's Depositor Bill of Rights
•  Symbol of Confidence for 75 Years
•  Bank Find
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