There's a term for the process of organizing your financial affairs so that your money, property and other assets can go to your heirs with a minimum of costs, taxes and hassles. It's called "estate planning." For many of us, that probably means making and periodically updating a will. However, there are many different ways to help preserve assets for your heirs — trusts (specific arrangements for setting money or property aside for the benefit of another person), bank accounts, investments and so on — each with its own pros, cons and costs. See full story...