Each depositor insured to at least $250,000 per insured bank

You probably know that depositors at failed banks have quick access to all of their insured money if their bank fails. But do you know what happens if you have a loan — perhaps a mortgage or a car loan — at a bank that is closed?

To help borrowers understand what to expect if their bank fails and the FDIC acquires its loans, the agency has published a brochure entitled "A Borrower's Guide to an FDIC-Insured Bank Failure." Read it online at www.fdic.gov/bank/individual/failed/borrowers.