FDIC Consumer News
Important Update: Changes in FDIC Deposit Insurance Coverage
The FDIC deposit insurance rules have undergone a series of changes starting in the fall of 2008. As a result, certain previously published information related to FDIC insurance coverage may not reflect the current rules. For details about the recent changes, visit Changes in FDIC Deposit Insurance Coverage. For more information about FDIC insurance, go to www.fdic.gov/deposit/deposits/index.html or call toll-free 1-877-ASK-FDIC (1-877-275-3342). For the hearing-impaired, the number is 1-800-925-4618.
Summer 2007 – Special Edition: 51 Ways to Save Hundreds on Loans and Credit Cards
Find current and past issues of FDIC Consumer News at www.fdic.gov/consumernews. Refer to this same index to locate the issues that are specially formatted for being reprinted in any quantity.
To receive an e-mail notice about each new issue of FDIC Consumer News posted on the FDIC Web site, with links to stories, follow instructions posted at www.fdic.gov/about/subscriptions/index.html.
To request up to two free paper copies of "51 Ways to Save Hundreds on Loans and Credit Cards," order it online from the Federal Citizen Information Center.
Send your story ideas, comments, and other suggestions or questions to:
Jay Rosenstein, Editor
FDIC Consumer News
550 17th Street, NW
Washington, DC 20429
Fax: (202) 898-3870
For More Information from the FDIC
Go to www.fdic.gov or call toll-free 1-877-ASK-FDIC – that's 1-877-275-3342 – Monday through Friday 8:00 a.m. to 8:00 p.m., Eastern Time.
FDIC Consumer News is published by the Federal Deposit Insurance Corporation |
Sheila C. Bair
Director, Office of Public Affairs (OPA)
Assistant Director, OPA
Senior Writer-Editor, OPA
FDIC Consumer News is produced
quarterly by the FDIC Office of
Public Affairs in cooperation with
other Divisions and Offices. It is
intended to present information in
a nontechnical way and is not
intended to be a legal interpretation
of FDIC or other government
regulations and policies. Mention of
a product, service or company does
not constitute an endorsement.
This newsletter may be reprinted in whole or in part without permission from the FDIC. Please credit FDIC Consumer News.
A Message to Readers
You probably think of loans and credit cards as services — as ways to borrow money and buy things. And of course, you're right about that. But given the astounding array of credit-related services available today, with their varying degrees of complexity and costs, it's smart to think of mortgages, credit cards and auto loans as products — tangible items that you should research and compare before you buy, and then use with care.
The Federal Deposit Insurance Corporation wants to help you reap the benefits of loans and credit cards at the lowest possible costs. That's why this special edition of our quarterly FDIC Consumer News is a collection of 51 simple, practical tips and other guidance that can help you save hundreds, if not thousands, of dollars.
In this special edition you'll find ideas and information on topics such as how to: get the best possible interest rates on loans and credit cards; avoid paying unnecessary fees; find "emergency" loans at affordable prices; and steer clear of credit-related rip-offs and scams.
At the FDIC, we not only help keep your money safe in insured bank accounts, we also want to help you keep more of your money.
Simple strategies for cutting costs any time
Cutting Your Costs: Simple Strategies for Saving Money on Loans and Credit Cards
Refinancing: Tips for Mortgages and Other Credit
Borrower Beware: How to Avoid Fraudulent or Deceptive Deals
Taking Charge of Your Credit Cards
Home Loans: How to Keep Costs from Going Through the Roof
Auto Loans: Take Control of the Financing Before You Take Control of the Wheel
When You Need Money Fast: Sources of Affordable Cash
Paying for College ... the Smart Way
Financing a Small Business: Saving Money to Help Your Company Grow
For More Help or Information on Loans and Credit Cards
Summer 2007 - Color PDF 4,369k (PDF Help)
Summer 2007 - B&W PDF 3,782k (PDF Help)
Original printing done using PMS 355U (green) and black on 60 lb. smooth opaque paper stock.
This FDIC Special Edition May Be Reprinted
The FDIC encourages financial institutions, government agencies, consumer groups, educators, the media and anyone else to help make the tips and information in this special edition of FDIC Consumer News widely available to the public.
This publication may be reprinted in whole or in part without advance permission. In addition, the FDIC offers this special edition online in a PDF version (above) that looks just like the printed publication and can easily be reproduced in any quantity.
Space on the back page of the PDF version also was intentionally left blank so that an organization could add its name, logo, a special message and/or mailing information.