8. If you picked
"False" you are correct. FDIC insurance protects
only deposits. Products such as mutual funds, annuities, stocks, bonds, life
insurance policies and U.S. Treasury securities are not deposits and are
not protected by the FDIC. Nondeposit investments are subject to
investment risks, including the possible loss of principal, even if you bought
them in your bank's lobby or otherwise through an FDIC-insured
institution. Although Treasury securities are not insured by the FDIC, they
are backed by the full faith and credit of the U.S. government.
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