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FDIC Consumer News

Important Update: Changes in FDIC Deposit Insurance Coverage

The FDIC deposit insurance rules have undergone a series of changes starting in the fall of 2008. As a result, certain previously published information related to FDIC insurance coverage may not reflect the current rules. For details about the changes, visit Changes in FDIC Deposit Insurance Coverage. For more information about FDIC insurance, go to www.fdic.gov/deposit/deposits/index.html or call toll-free 1-877-ASK-FDIC (1-877-275-3342). For the hearing-impaired, the number is 1-800-925-4618.

Spring 2004

Wanted: Your Questions About Bank Mergers
Has your bank merged with another bank recently...and do you know what it means for you? Or, have you wondered what would happen if your bank gets acquired? FDIC Consumer News plans to address the topic of bank mergers in a future edition. And for that, we want your help.

Please send us your questions or suggestions about dealing with potential pitfalls, exercising your rights and responsibilities, or even how to find new opportunities if your bank merges. For example, what would you like to know about your consumer protections when it comes to your "new" bank's ability to change interest rates, fees, minimum balance requirements or other terms for your existing accounts? The best questions, topics and words of wisdom may appear in our upcoming report.

Write by July 30, 2004 to: Jay Rosenstein, Editor, FDIC Consumer News, 550 17th Street, NW, Washington, DC 20429. You also can send an e-mail to jrosenstein@fdic.gov or fax your comments and questions to 202-898-3870. Please include your name, address, and phone number. No names will appear in print without permission.

Note: While FDIC Consumer News cannot respond individually to your submissions, you can get answers to questions about bank mergers by calling or writing the FDIC as listed on "For More Information."

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Last Updated 06/02/2004 communications@fdic.gov