Please send us your questions or suggestions about dealing with potential pitfalls, exercising your rights and responsibilities, or even how to find new opportunities if your bank merges. For example, what would you like to know about your consumer protections when it comes to your "new" bank's ability to change interest rates, fees, minimum balance requirements or other terms for your existing accounts? The best questions, topics and words of wisdom may appear in our upcoming report.

Write by July 30, 2004 to: Jay Rosenstein, Editor, FDIC Consumer News, 550 17th Street, NW, Washington, DC 20429. You also can send an e-mail to jrosenstein@fdic.gov or fax your comments and questions to 202-898-3870. Please include your name, address, and phone number. No names will appear in print without permission.

Note: While FDIC Consumer News cannot respond individually to your submissions, you can get answers to questions about bank mergers by calling or writing the FDIC as listed on "For More Information."