Each depositor insured to at least $250,000 per insured bank

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Important Update: Changes in FDIC Deposit Insurance Coverage

The FDIC deposit insurance rules have undergone a series of changes starting in the fall of 2008. As a result, certain previously published information related to FDIC insurance coverage may not reflect the current rules. For details about the changes, visit Changes in FDIC Deposit Insurance Coverage. For more information about FDIC insurance, go to www.fdic.gov/deposit/deposits/index.html or call toll-free 1-877-ASK-FDIC (1-877-275-3342). For the hearing-impaired, the number is 1-800-925-4618.

Spring 2004

Paying for Purchases with Your ATM Card
Your ATM card also is a type of debit card that may be used for purchases at "point of sale" terminals at stores, with the payment coming automatically from your bank account. Contact your financial institution if you have questions about using your ATM card or debit card for purchases.

For more information about debit cards in general, see "Playing Your Cards Right: Smart Ways To Use Credit and Debit Cards," in the Fall 2002 issue of FDIC Consumer News, which is available online at www.fdic.gov/consumers/consumer/news/cnfall02/index.html.

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Last Updated 06/02/2004 communications@fdic.gov