Each depositor insured to at least $250,000 per insured bank

Longitudinal Evaluation of Money Smart
Research demonstrates that the Money Smart curriculum can positively influence how adults manage their finances, and these changes are sustainable in the months following the training. Learn more:

• Survey Shows FDIC's Money Smart Program Improves Consumer's Money-Management Practices and Financial Confidence (FIL 46-2007)
• A Longitudinal Evaluation of the Intermediate-term Impact of the Money Smart Financial Education Curriculum upon Consumers’ Behavior and Confidence - April 2007 - PDF 1.1 MB (PDF Help)
• Banking on Financial Education (FDIC Quarterly, 2007 Volume 1, Number 2)

Other publications:

• Financial Institutions Encouraged to Work With Schools to Promote Youth Financial Education (FIL-80-2010)
• Financial Education and the Future - The Banking Industry's Role in Helping Consumers Manage Money and Build Assets (2009) - PDF 3.0 MB (PDF Help)
• Read about the winners of The Chairman's Award Program for Innovation in Financial Education conducted during the celebration of FDIC’s 75th anniversary.
• FYI: Delivery Systems for Financial Education in Theory and Practice (2004)

Press Releases

• PR-29-2011 FDIC Releases Updated Money Smart for Young Adults Curriculum (February 10, 2011)
• PR-251-2010 Joint Release/FDIC and NCUA Chairs Join Education Secretary to Announce Partnership to Promote Financial Education and Savings Programs (November 15, 2010)
• PR-239-2010 FDIC Releases Updated Money Smart Curriculum for Adults (October 29, 2010)
• MS-1-2010 FDIC Launches Spanish-Language Podcast (MP3) Version of the Money Smart Financial Education Curriculum (October 14, 2010)
• Previous Money Smart Press Releases 2005 through 2009 and 2002 through 2004

Statements & Remarks

• Statement of Sandra L. Thompson on the Federal Government's Role in Empowering Americans to Make Informed Financial Decisions before a United States Senate Subcommittee (July 15, 2010)
• Remarks by FDIC Chairman Sheila Bair to the Operation HOPE Financial Forum: Financial Literacy in the Backdrop of the Global Economic Crisis (April 7, 2010)
• Remarks by FDIC Chairman Sheila Bair at the Operation HOPE Global Financial Literacy Summit   (June 17, 2009)
• Statement of Robert W. Mooney on Financial Literacy and Education: The Effectiveness of Governmental and Private Sector Initiatives; before the Committee on Financial Services, U.S. House of Representatives (April 15, 2008)

Other FDIC Websites of Interest

• FDIC Consumer News
• FDIC Savings-Related Resources
• www.economicinclusion.gov (economic inclusion research and initiatives)