Do you want to establish credit? Here is information to get you started in the right direction.

• Applying for Credit (www.federalreserve.gov)
• Credit Protection Laws (www.federalreserve.gov)

For Seniors

• Getting Credit When Your Over 62 (www.ftc.gov)
• Fall 2005 Fiscal Fitness for Older Americans: A Special Guide for Seniors and Families (FDIC Consumer News)

For College Students and Recent Graduates

• Credit Card Savvy Students
• Summer 2006 – Start Smart: Money Management for Teens (FDIC Consumer News)
• Spring 2005 Taking Control of Your Finances: A Special Guide for Young Adults
  ( FDIC Consumer News)

For the Recently Widowed/Divorced – How to set up credit in your own name

• Equal Credit Opportunity (www.ftc.gov)