OFFERING ANNOUNCEMENT

#ANB-080729

As the Loan Sale Advisor for the Federal Deposit Insurance Corporation ("FDIC"), First Financial Network, Inc. ("FFN") is pleased to provide the opportunity to acquire certain assets. The next of these offerings consists of approximately $2.3MM in Charged-Off Credit Card Accounts (#ANB-080729) from the recently closed ANB Financial in Bentonville, Arkansas. There are approximately 1,000 accounts currently in the portfolio, which were originated on a nationwide basis with concentrations in AR, OK, MO and TX. The majority of these accounts were charged-off at some point after 2003.

KEY DATES

First Financial Network
www.firstfinancialnet.com
405-748-4100

Debt-X, The Debt Exchange
www.debtx.com
617-531-3400