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Statistics at a Glance
As of September 30, 2011
Dollar Amounts in Billions

Third Quarter 2011
All Insured Institutions Commercial Banks Savings Institutions Asset Concentration Group
Credit Card Lenders International Banks Agricultural Banks Commercial Lenders Mortgage Lenders Consumer Lenders Other Specialized < $1 Billion All Other < $1Billion All Other > $1Billion
Number of FDIC-Insured 7,436 6,352 1,084 18 5 1,552 3,854 713 71 363 801 59
Number of FDIC-Supervised 4,641 4,193 448 9 0 1,091 2,481 311 44 212 471 22
Total Assets $ 13,808 12,560 1,248 532 3,665 209 4,171 800 99 54 136 4,141
Total Loans $ 7,335 6,582 753 439 1,214 128 2,745 452 71 15 74 2,197
Domestic Deposits $ 8,505 7,582 923 231 1,309 173 3,183 580 85 43 113 2,789
Bank Net Income (QTR) $ 35.317 32.695 2.622 4.056 9.761 0.657 7.991 1.541 0.507 0.280 0.361 10.163
Percent Profitable (QTR) % 85.7 86.3 82.1 94.4 100.0 96.0 79.4 88.1 90.1 89.3 91.3 91.5
Average Return on Assets (QTR) % 1.03 1.05 0.85 3.04 1.07 1.27 0.78 0.78 2.08 2.11 1.06 1.00
Average Return on Equity (QTR) % 9.15 9.36 7.14 18.99 12.15 11.15 6.55 7.33 21.23 13.61 9.21 7.99
Net Interest Margin (QTR) % 3.56 3.57 3.44 10.71 2.77 3.95 3.85 3.02 4.51 2.93 3.74 3.01
Equity to Assets % 11.30 11.24 11.91 15.79 8.81 11.51 11.94 10.61 9.86 15.50 11.68 12.38
Noncurrent Loan Rate - Total Loans * % 4.22 4.29 3.62 1.71 4.38 1.86 3.73 4.07 1.50 2.34 2.40 5.57
Real Estate Loans % 6.50 6.87 4.25 4.81 8.94 2.40 4.86 4.33 1.17 2.86 2.78 9.25
C&I Loans % 1.49 1.47 1.96 1.98 1.57 2.17 1.74 1.79 0.87 1.55 2.04 1.06
Consumer Loans % 1.42 1.45 0.98 1.71 1.70 0.72 1.27 0.49 1.63 0.94 0.82 0.96
Coverage Ratio ** % 63.69 65.54 44.59 322.77 90.77 86.57 58.26 36.64 135.97 77.57 67.34 43.49
Net Charge-Off Rate - All Loans (QTR) % 1.47 1.53 0.95 5.07 1.68 0.41 1.14 0.77 1.56 0.26 0.54 1.27
Real Estate Loans (QTR) % 1.27 1.37 0.67 6.03 1.61 0.40 1.22 0.77 1.31 0.36 0.51 1.48
C&I Loans (QTR) % 0.85 0.79 1.95 6.14 0.73 0.99 1.00 0.50 5.23 0.56 0.67 0.42
Consumer Loans (QTR) % 3.41 3.52 2.03 5.06 4.39 0.62 1.17 0.91 1.46 -0.73 0.91 2.48
Third Quarter 2010
Number of FDIC-Insured 7,761 6,623 1,138 22 5 1,583 4,172 725 81 320 789 64
Number of FDIC-Supervised 4,779 4,382 397 8 0 1,101 2,670 282 45 184 466 23
Total Assets $ 13,373 12,120 1,253 695 3,278 194 4,443 790 103 45 132 3,695
Total Loans $ 7,389 6,611 778 600 1,104 125 3,017 466 76 12 73 1,917
Domestic Deposits $ 7,738 6,838 901 251 1,006 159 3,285 539 85 34 109 2,269
Bank Net Income (QTR) $ 23.769 21.661 2.108 3.548 5.037 0.518 3.829 1.384 0.384 0.212 0.293 8.565
Percent Profitable (QTR) % 80.5 80.8 78.5 90.9 100.0 92.4 72.6 85.2 95.1 86.3 89.1 92.2
Average Return on Assets (QTR) % 0.72 0.72 0.68 2.04 0.63 1.08 0.35 0.70 1.52 1.94 0.89 0.93
Average Return on Equity (QTR) % 6.42 6.48 5.89 14.14 6.88 9.49 3.06 6.97 14.38 11.59 7.90 7.55
Net Interest Margin (QTR) % 3.75 3.80 3.35 11.35 2.68 3.99 3.80 3.12 4.48 2.76 3.74 3.23
Equity to Assets % 11.18 11.14 11.61 14.62 9.06 11.40 11.38 10.11 10.59 17.17 11.41 12.33
Noncurrent Loan Rate - Total Loans * % 5.10 5.21 4.23 2.29 6.44 1.94 4.53 4.63 1.26 2.69 2.55 6.71
Real Estate Loans % 7.28 7.69 4.84 4.41 10.45 2.38 5.71 4.89 1.16 3.31 2.99 10.26
C&I Loans % 2.73 2.72 2.98 2.38 4.84 2.35 2.39 2.47 0.68 2.13 2.17 2.23
Consumer Loans % 1.86 1.90 1.24 2.35 2.24 0.73 1.38 1.09 1.34 0.87 0.75 1.23
Coverage Ratio ** % 64.16 66.29 41.90 403.00 60.65 80.53 56.26 31.91 209.27 69.22 58.49 42.44
Net Charge-Off Rate - All Loans (QTR) % 2.38 2.48 1.55 8.94 2.05 0.58 1.96 1.33 1.97 0.98 0.52 1.64
Real Estate Loans (QTR) % 1.89 2.02 1.08 5.05 2.35 0.60 2.08 1.05 1.34 0.91 0.46 1.80
C&I Loans (QTR) % 1.79 1.74 2.68 13.15 1.65 1.03 1.73 1.63 5.07 1.25 0.98 0.94
Consumer Loans (QTR) % 5.23 5.29 4.33 8.87 3.09 0.63 2.09 7.08 1.95 0.87 0.69 2.66

* Nonaccruing loans and loans past due 90+ days

** Loss reserve as a percentage of noncurrent loans

Last Updated 11/22/2011 Questions, Suggestions & Requests