|
Statistics at a Glance
| As of September 30, 2011 |
Dollar Amounts in Billions
Third Quarter 2011 |
All Insured Institutions |
Commercial Banks |
Savings Institutions |
Asset Concentration Group |
| Credit Card Lenders |
International Banks |
Agricultural Banks |
Commercial Lenders |
Mortgage Lenders |
Consumer Lenders |
Other Specialized < $1 Billion |
All Other < $1Billion |
All Other > $1Billion |
| Number of FDIC-Insured |
7,436 |
6,352 |
1,084 |
18 |
5 |
1,552 |
3,854 |
713 |
71 |
363 |
801 |
59 |
| Number of FDIC-Supervised |
4,641 |
4,193 |
448 |
9 |
0 |
1,091 |
2,481 |
311 |
44 |
212 |
471 |
22 |
| Total Assets $ |
13,808 |
12,560 |
1,248 |
532 |
3,665 |
209 |
4,171 |
800 |
99 |
54 |
136 |
4,141 |
| Total Loans $ |
7,335 |
6,582 |
753 |
439 |
1,214 |
128 |
2,745 |
452 |
71 |
15 |
74 |
2,197 |
| Domestic Deposits $ |
8,505 |
7,582 |
923 |
231 |
1,309 |
173 |
3,183 |
580 |
85 |
43 |
113 |
2,789 |
| Bank Net Income (QTR) $ |
35.317 |
32.695 |
2.622 |
4.056 |
9.761 |
0.657 |
7.991 |
1.541 |
0.507 |
0.280 |
0.361 |
10.163 |
| Percent Profitable (QTR) % |
85.7 |
86.3 |
82.1 |
94.4 |
100.0 |
96.0 |
79.4 |
88.1 |
90.1 |
89.3 |
91.3 |
91.5 |
| Average Return on Assets (QTR) % |
1.03 |
1.05 |
0.85 |
3.04 |
1.07 |
1.27 |
0.78 |
0.78 |
2.08 |
2.11 |
1.06 |
1.00 |
| Average Return on Equity (QTR) % |
9.15 |
9.36 |
7.14 |
18.99 |
12.15 |
11.15 |
6.55 |
7.33 |
21.23 |
13.61 |
9.21 |
7.99 |
| Net Interest Margin (QTR) % |
3.56 |
3.57 |
3.44 |
10.71 |
2.77 |
3.95 |
3.85 |
3.02 |
4.51 |
2.93 |
3.74 |
3.01 |
| Equity to Assets % |
11.30 |
11.24 |
11.91 |
15.79 |
8.81 |
11.51 |
11.94 |
10.61 |
9.86 |
15.50 |
11.68 |
12.38 |
| Noncurrent Loan Rate - Total Loans * % |
4.22 |
4.29 |
3.62 |
1.71 |
4.38 |
1.86 |
3.73 |
4.07 |
1.50 |
2.34 |
2.40 |
5.57 |
| Real Estate Loans % |
6.50 |
6.87 |
4.25 |
4.81 |
8.94 |
2.40 |
4.86 |
4.33 |
1.17 |
2.86 |
2.78 |
9.25 |
| C&I Loans % |
1.49 |
1.47 |
1.96 |
1.98 |
1.57 |
2.17 |
1.74 |
1.79 |
0.87 |
1.55 |
2.04 |
1.06 |
| Consumer Loans % |
1.42 |
1.45 |
0.98 |
1.71 |
1.70 |
0.72 |
1.27 |
0.49 |
1.63 |
0.94 |
0.82 |
0.96 |
| Coverage Ratio ** % |
63.69 |
65.54 |
44.59 |
322.77 |
90.77 |
86.57 |
58.26 |
36.64 |
135.97 |
77.57 |
67.34 |
43.49 |
| Net Charge-Off Rate - All Loans (QTR) % |
1.47 |
1.53 |
0.95 |
5.07 |
1.68 |
0.41 |
1.14 |
0.77 |
1.56 |
0.26 |
0.54 |
1.27 |
| Real Estate Loans (QTR) % |
1.27 |
1.37 |
0.67 |
6.03 |
1.61 |
0.40 |
1.22 |
0.77 |
1.31 |
0.36 |
0.51 |
1.48 |
| C&I Loans (QTR) % |
0.85 |
0.79 |
1.95 |
6.14 |
0.73 |
0.99 |
1.00 |
0.50 |
5.23 |
0.56 |
0.67 |
0.42 |
| Consumer Loans (QTR) % |
3.41 |
3.52 |
2.03 |
5.06 |
4.39 |
0.62 |
1.17 |
0.91 |
1.46 |
-0.73 |
0.91 |
2.48 |
| Third Quarter 2010 |
| Number of FDIC-Insured |
7,761 |
6,623 |
1,138 |
22 |
5 |
1,583 |
4,172 |
725 |
81 |
320 |
789 |
64 |
| Number of FDIC-Supervised |
4,779 |
4,382 |
397 |
8 |
0 |
1,101 |
2,670 |
282 |
45 |
184 |
466 |
23 |
| Total Assets $ |
13,373 |
12,120 |
1,253 |
695 |
3,278 |
194 |
4,443 |
790 |
103 |
45 |
132 |
3,695 |
| Total Loans $ |
7,389 |
6,611 |
778 |
600 |
1,104 |
125 |
3,017 |
466 |
76 |
12 |
73 |
1,917 |
| Domestic Deposits $ |
7,738 |
6,838 |
901 |
251 |
1,006 |
159 |
3,285 |
539 |
85 |
34 |
109 |
2,269 |
| Bank Net Income (QTR) $ |
23.769 |
21.661 |
2.108 |
3.548 |
5.037 |
0.518 |
3.829 |
1.384 |
0.384 |
0.212 |
0.293 |
8.565 |
| Percent Profitable (QTR) % |
80.5 |
80.8 |
78.5 |
90.9 |
100.0 |
92.4 |
72.6 |
85.2 |
95.1 |
86.3 |
89.1 |
92.2 |
| Average Return on Assets (QTR) % |
0.72 |
0.72 |
0.68 |
2.04 |
0.63 |
1.08 |
0.35 |
0.70 |
1.52 |
1.94 |
0.89 |
0.93 |
| Average Return on Equity (QTR) % |
6.42 |
6.48 |
5.89 |
14.14 |
6.88 |
9.49 |
3.06 |
6.97 |
14.38 |
11.59 |
7.90 |
7.55 |
| Net Interest Margin (QTR) % |
3.75 |
3.80 |
3.35 |
11.35 |
2.68 |
3.99 |
3.80 |
3.12 |
4.48 |
2.76 |
3.74 |
3.23 |
| Equity to Assets % |
11.18 |
11.14 |
11.61 |
14.62 |
9.06 |
11.40 |
11.38 |
10.11 |
10.59 |
17.17 |
11.41 |
12.33 |
| Noncurrent Loan Rate - Total Loans * % |
5.10 |
5.21 |
4.23 |
2.29 |
6.44 |
1.94 |
4.53 |
4.63 |
1.26 |
2.69 |
2.55 |
6.71 |
| Real Estate Loans % |
7.28 |
7.69 |
4.84 |
4.41 |
10.45 |
2.38 |
5.71 |
4.89 |
1.16 |
3.31 |
2.99 |
10.26 |
| C&I Loans % |
2.73 |
2.72 |
2.98 |
2.38 |
4.84 |
2.35 |
2.39 |
2.47 |
0.68 |
2.13 |
2.17 |
2.23 |
| Consumer Loans % |
1.86 |
1.90 |
1.24 |
2.35 |
2.24 |
0.73 |
1.38 |
1.09 |
1.34 |
0.87 |
0.75 |
1.23 |
| Coverage Ratio ** % |
64.16 |
66.29 |
41.90 |
403.00 |
60.65 |
80.53 |
56.26 |
31.91 |
209.27 |
69.22 |
58.49 |
42.44 |
| Net Charge-Off Rate - All Loans (QTR) % |
2.38 |
2.48 |
1.55 |
8.94 |
2.05 |
0.58 |
1.96 |
1.33 |
1.97 |
0.98 |
0.52 |
1.64 |
| Real Estate Loans (QTR) % |
1.89 |
2.02 |
1.08 |
5.05 |
2.35 |
0.60 |
2.08 |
1.05 |
1.34 |
0.91 |
0.46 |
1.80 |
| C&I Loans (QTR) % |
1.79 |
1.74 |
2.68 |
13.15 |
1.65 |
1.03 |
1.73 |
1.63 |
5.07 |
1.25 |
0.98 |
0.94 |
| Consumer Loans (QTR) % |
5.23 |
5.29 |
4.33 |
8.87 |
3.09 |
0.63 |
2.09 |
7.08 |
1.95 |
0.87 |
0.69 |
2.66 |
|
* Nonaccruing loans and loans past due 90+ days
** Loss reserve as a percentage of noncurrent loans
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