|
Statistics at a Glance
| As of December 31, 2011 |
Dollar Amounts in Billions
Fourth Quarter 2011 |
All Insured Institutions |
Commercial Banks |
Savings Institutions |
Asset Concentration Group |
| Credit Card Lenders |
International Banks |
Agricultural Banks |
Commercial Lenders |
Mortgage Lenders |
Consumer Lenders |
Other Specialized < $1 Billion |
All Other < $1Billion |
All Other > $1Billion |
| Number of FDIC-Insured |
7,357 |
6,290 |
1,067 |
18 |
4 |
1,545 |
3,768 |
732 |
59 |
378 |
790 |
63 |
| Number of FDIC-Supervised |
4,597 |
4,149 |
448 |
9 |
0 |
1,080 |
2,422 |
322 |
36 |
232 |
474 |
22 |
| Total Assets $ |
13,883 |
12,640 |
1,244 |
539 |
3,456 |
216 |
4,083 |
829 |
97 |
57 |
139 |
4,469 |
| Total Loans $ |
7,466 |
6,710 |
755 |
444 |
1,251 |
130 |
2,713 |
482 |
71 |
16 |
76 |
2,282 |
| Domestic Deposits $ |
8,755 |
7,826 |
929 |
248 |
1,359 |
180 |
3,132 |
608 |
83 |
44 |
116 |
2,985 |
| Bank Net Income (QTR) $ |
26.340 |
24.344 |
1.997 |
4.197 |
5.198 |
0.560 |
4.597 |
1.051 |
0.338 |
0.301 |
0.304 |
9.795 |
| Percent Profitable (QTR) % |
81.1 |
81.4 |
79.3 |
94.4 |
100.0 |
89.5 |
75.3 |
83.1 |
86.4 |
83.3 |
87.2 |
96.8 |
| Average Return on Assets (QTR) % |
0.76 |
0.77 |
0.64 |
3.14 |
0.60 |
1.05 |
0.45 |
0.51 |
1.40 |
2.10 |
0.88 |
0.88 |
| Average Return on Equity (QTR) % |
6.78 |
6.92 |
5.42 |
20.30 |
6.78 |
9.28 |
3.84 |
4.90 |
14.02 |
13.37 |
7.66 |
7.23 |
| Net Interest Margin (QTR) % |
3.57 |
3.59 |
3.43 |
10.49 |
2.92 |
3.86 |
3.81 |
2.93 |
4.55 |
2.92 |
3.69 |
3.05 |
| Equity to Assets % |
11.18 |
11.12 |
11.87 |
15.11 |
8.89 |
11.22 |
11.71 |
10.40 |
9.82 |
15.64 |
11.46 |
12.11 |
| Noncurrent Loan Rate - Total Loans * % |
4.09 |
4.14 |
3.66 |
1.71 |
4.20 |
1.70 |
3.51 |
3.86 |
1.67 |
2.51 |
2.13 |
5.52 |
| Real Estate Loans % |
6.42 |
6.77 |
4.33 |
5.14 |
8.89 |
2.19 |
4.63 |
4.11 |
1.75 |
3.02 |
2.47 |
9.39 |
| C&I Loans % |
1.29 |
1.26 |
1.88 |
1.92 |
1.28 |
1.96 |
1.52 |
1.49 |
0.75 |
1.83 |
1.87 |
0.94 |
| Consumer Loans % |
1.41 |
1.45 |
1.00 |
1.71 |
1.56 |
0.64 |
1.42 |
0.55 |
1.69 |
1.10 |
0.76 |
0.96 |
| Coverage Ratio ** % |
62.52 |
64.19 |
45.68 |
297.84 |
89.17 |
93.64 |
59.37 |
37.37 |
120.96 |
84.21 |
73.73 |
41.98 |
| Net Charge-Off Rate - All Loans (QTR) % |
1.37 |
1.42 |
0.98 |
4.34 |
1.72 |
0.49 |
1.09 |
0.89 |
1.88 |
0.43 |
0.68 |
1.11 |
| Real Estate Loans (QTR) % |
1.24 |
1.31 |
0.78 |
7.65 |
1.45 |
0.55 |
1.20 |
0.87 |
2.37 |
0.50 |
0.65 |
1.39 |
| C&I Loans (QTR) % |
0.78 |
0.76 |
0.98 |
5.56 |
0.73 |
0.90 |
0.84 |
1.37 |
5.62 |
0.99 |
0.94 |
0.46 |
| Consumer Loans (QTR) % |
2.91 |
2.96 |
2.28 |
4.31 |
4.25 |
0.68 |
1.29 |
1.13 |
1.55 |
-0.67 |
0.92 |
1.48 |
| Fourth Quarter 2010 |
| Number of FDIC-Insured |
7,658 |
6,530 |
1,128 |
22 |
4 |
1,559 |
4,085 |
718 |
73 |
314 |
814 |
69 |
| Number of FDIC-Supervised |
4,715 |
4,318 |
397 |
8 |
0 |
1,085 |
2,615 |
272 |
43 |
179 |
488 |
25 |
| Total Assets $ |
13,319 |
12,066 |
1,253 |
705 |
3,038 |
200 |
4,095 |
789 |
114 |
43 |
132 |
4,203 |
| Total Loans $ |
7,375 |
6,595 |
780 |
610 |
1,050 |
126 |
2,783 |
467 |
87 |
12 |
74 |
2,168 |
| Domestic Deposits $ |
7,873 |
6,965 |
908 |
267 |
1,011 |
166 |
3,088 |
543 |
91 |
33 |
110 |
2,564 |
| Bank Net Income (QTR) $ |
21.404 |
19.411 |
1.992 |
4.861 |
4.593 |
0.417 |
0.793 |
1.166 |
0.419 |
0.133 |
0.204 |
8.818 |
| Percent Profitable (QTR) % |
72.9 |
72.6 |
74.5 |
86.4 |
100.0 |
84.8 |
64.8 |
78.0 |
87.7 |
75.5 |
82.7 |
84.1 |
| Average Return on Assets (QTR) % |
0.64 |
0.64 |
0.64 |
2.78 |
0.60 |
0.85 |
0.08 |
0.60 |
1.46 |
1.22 |
0.62 |
0.84 |
| Average Return on Equity (QTR) % |
5.75 |
5.78 |
5.45 |
18.78 |
6.68 |
7.60 |
0.67 |
5.92 |
13.38 |
7.42 |
5.51 |
6.98 |
| Net Interest Margin (QTR) % |
3.69 |
3.72 |
3.38 |
10.79 |
2.58 |
3.95 |
3.83 |
3.00 |
4.45 |
2.64 |
3.72 |
3.21 |
| Equity to Assets % |
11.15 |
11.09 |
11.73 |
14.96 |
8.93 |
10.86 |
11.40 |
10.05 |
11.00 |
16.31 |
11.01 |
12.04 |
| Noncurrent Loan Rate - Total Loans * % |
4.87 |
4.96 |
4.12 |
2.20 |
6.30 |
1.85 |
4.32 |
4.23 |
1.44 |
2.10 |
2.16 |
6.18 |
| Real Estate Loans % |
7.03 |
7.41 |
4.76 |
5.67 |
10.27 |
2.35 |
5.46 |
4.45 |
2.03 |
2.38 |
2.45 |
9.63 |
| C&I Loans % |
2.45 |
2.43 |
2.72 |
2.46 |
4.57 |
2.17 |
2.20 |
1.55 |
0.73 |
2.03 |
2.16 |
1.79 |
| Consumer Loans % |
1.76 |
1.80 |
1.16 |
2.25 |
1.86 |
0.68 |
1.28 |
0.65 |
1.25 |
0.88 |
0.84 |
1.31 |
| Coverage Ratio ** % |
64.47 |
66.68 |
41.96 |
372.36 |
62.81 |
84.97 |
57.51 |
34.26 |
173.56 |
88.05 |
69.46 |
43.70 |
| Net Charge-Off Rate - All Loans (QTR) % |
2.30 |
2.40 |
1.42 |
7.68 |
2.25 |
0.73 |
2.02 |
1.06 |
2.32 |
0.75 |
0.75 |
1.60 |
| Real Estate Loans (QTR) % |
2.00 |
2.16 |
1.06 |
5.99 |
2.96 |
0.72 |
2.23 |
0.99 |
1.71 |
0.46 |
0.67 |
1.76 |
| C&I Loans (QTR) % |
1.54 |
1.48 |
2.53 |
9.21 |
1.40 |
1.56 |
1.63 |
0.99 |
4.82 |
1.96 |
1.18 |
0.86 |
| Consumer Loans (QTR) % |
4.80 |
4.90 |
3.36 |
7.84 |
3.45 |
0.86 |
1.83 |
3.05 |
2.38 |
1.01 |
1.01 |
2.70 |
|
* Nonaccruing loans and loans past due 90+ days.
** Loss reserve as a percentage of noncurrent loans
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