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Statistics at a Glance
As of December 31, 2011
Dollar Amounts in Billions

Fourth Quarter 2011
All Insured Institutions Commercial Banks Savings Institutions Asset Concentration Group
Credit Card Lenders International Banks Agricultural Banks Commercial Lenders Mortgage Lenders Consumer Lenders Other Specialized < $1 Billion All Other < $1Billion All Other > $1Billion
Number of FDIC-Insured 7,357 6,290 1,067 18 4 1,545 3,768 732 59 378 790 63
Number of FDIC-Supervised 4,597 4,149 448 9 0 1,080 2,422 322 36 232 474 22
Total Assets $ 13,883 12,640 1,244 539 3,456 216 4,083 829 97 57 139 4,469
Total Loans $ 7,466 6,710 755 444 1,251 130 2,713 482 71 16 76 2,282
Domestic Deposits $ 8,755 7,826 929 248 1,359 180 3,132 608 83 44 116 2,985
Bank Net Income (QTR) $ 26.340 24.344 1.997 4.197 5.198 0.560 4.597 1.051 0.338 0.301 0.304 9.795
Percent Profitable (QTR) % 81.1 81.4 79.3 94.4 100.0 89.5 75.3 83.1 86.4 83.3 87.2 96.8
Average Return on Assets (QTR) % 0.76 0.77 0.64 3.14 0.60 1.05 0.45 0.51 1.40 2.10 0.88 0.88
Average Return on Equity (QTR) % 6.78 6.92 5.42 20.30 6.78 9.28 3.84 4.90 14.02 13.37 7.66 7.23
Net Interest Margin (QTR) % 3.57 3.59 3.43 10.49 2.92 3.86 3.81 2.93 4.55 2.92 3.69 3.05
Equity to Assets % 11.18 11.12 11.87 15.11 8.89 11.22 11.71 10.40 9.82 15.64 11.46 12.11
Noncurrent Loan Rate - Total Loans * % 4.09 4.14 3.66 1.71 4.20 1.70 3.51 3.86 1.67 2.51 2.13 5.52
Real Estate Loans % 6.42 6.77 4.33 5.14 8.89 2.19 4.63 4.11 1.75 3.02 2.47 9.39
C&I Loans % 1.29 1.26 1.88 1.92 1.28 1.96 1.52 1.49 0.75 1.83 1.87 0.94
Consumer Loans % 1.41 1.45 1.00 1.71 1.56 0.64 1.42 0.55 1.69 1.10 0.76 0.96
Coverage Ratio ** % 62.52 64.19 45.68 297.84 89.17 93.64 59.37 37.37 120.96 84.21 73.73 41.98
Net Charge-Off Rate - All Loans (QTR) % 1.37 1.42 0.98 4.34 1.72 0.49 1.09 0.89 1.88 0.43 0.68 1.11
Real Estate Loans (QTR) % 1.24 1.31 0.78 7.65 1.45 0.55 1.20 0.87 2.37 0.50 0.65 1.39
C&I Loans (QTR) % 0.78 0.76 0.98 5.56 0.73 0.90 0.84 1.37 5.62 0.99 0.94 0.46
Consumer Loans (QTR) % 2.91 2.96 2.28 4.31 4.25 0.68 1.29 1.13 1.55 -0.67 0.92 1.48
Fourth Quarter 2010
Number of FDIC-Insured 7,658 6,530 1,128 22 4 1,559 4,085 718 73 314 814 69
Number of FDIC-Supervised 4,715 4,318 397 8 0 1,085 2,615 272 43 179 488 25
Total Assets $ 13,319 12,066 1,253 705 3,038 200 4,095 789 114 43 132 4,203
Total Loans $ 7,375 6,595 780 610 1,050 126 2,783 467 87 12 74 2,168
Domestic Deposits $ 7,873 6,965 908 267 1,011 166 3,088 543 91 33 110 2,564
Bank Net Income (QTR) $ 21.404 19.411 1.992 4.861 4.593 0.417 0.793 1.166 0.419 0.133 0.204 8.818
Percent Profitable (QTR) % 72.9 72.6 74.5 86.4 100.0 84.8 64.8 78.0 87.7 75.5 82.7 84.1
Average Return on Assets (QTR) % 0.64 0.64 0.64 2.78 0.60 0.85 0.08 0.60 1.46 1.22 0.62 0.84
Average Return on Equity (QTR) % 5.75 5.78 5.45 18.78 6.68 7.60 0.67 5.92 13.38 7.42 5.51 6.98
Net Interest Margin (QTR) % 3.69 3.72 3.38 10.79 2.58 3.95 3.83 3.00 4.45 2.64 3.72 3.21
Equity to Assets % 11.15 11.09 11.73 14.96 8.93 10.86 11.40 10.05 11.00 16.31 11.01 12.04
Noncurrent Loan Rate - Total Loans * % 4.87 4.96 4.12 2.20 6.30 1.85 4.32 4.23 1.44 2.10 2.16 6.18
Real Estate Loans % 7.03 7.41 4.76 5.67 10.27 2.35 5.46 4.45 2.03 2.38 2.45 9.63
C&I Loans % 2.45 2.43 2.72 2.46 4.57 2.17 2.20 1.55 0.73 2.03 2.16 1.79
Consumer Loans % 1.76 1.80 1.16 2.25 1.86 0.68 1.28 0.65 1.25 0.88 0.84 1.31
Coverage Ratio ** % 64.47 66.68 41.96 372.36 62.81 84.97 57.51 34.26 173.56 88.05 69.46 43.70
Net Charge-Off Rate - All Loans (QTR) % 2.30 2.40 1.42 7.68 2.25 0.73 2.02 1.06 2.32 0.75 0.75 1.60
Real Estate Loans (QTR) % 2.00 2.16 1.06 5.99 2.96 0.72 2.23 0.99 1.71 0.46 0.67 1.76
C&I Loans (QTR) % 1.54 1.48 2.53 9.21 1.40 1.56 1.63 0.99 4.82 1.96 1.18 0.86
Consumer Loans (QTR) % 4.80 4.90 3.36 7.84 3.45 0.86 1.83 3.05 2.38 1.01 1.01 2.70

* Nonaccruing loans and loans past due 90+ days.

** Loss reserve as a percentage of noncurrent loans

Last Updated 02/28/2012 Questions, Suggestions & Requests