|
Statistics at a Glance
| As of June 30, 2010 |
Dollar Amounts in Billions
Second Quarter 2010 |
All Insured Institutions |
Commercial Banks |
Savings Institutions |
Asset Concentration Group |
| Credit Card Lenders |
International Banks |
Agricultural Banks |
Commercial Lenders |
Mortgage Lenders |
Consumer Lenders |
Other Specialized < $1 Billion |
All Other < $1Billion |
All Other > $1Billion |
| Number of FDIC-Insured |
7,830 |
6,676 |
1,154 |
20 |
4 |
1,579 |
4,265 |
745 |
83 |
293 |
779 |
62 |
| Number of FDIC-Supervised |
4,814 |
4,413 |
401 |
8 |
0 |
1,094 |
2,721 |
289 |
49 |
165 |
464 |
24 |
| Total Assets $ |
13,221 |
11,969 |
1,252 |
718 |
3,059 |
189 |
4,358 |
795 |
97 |
38 |
124 |
3,841 |
| Total Loans $ |
7,395 |
6,621 |
775 |
600 |
1,090 |
122 |
2,960 |
470 |
73 |
10 |
69 |
2,001 |
| Domestic Deposits $ |
7,668 |
6,769 |
898 |
242 |
977 |
155 |
3,257 |
529 |
80 |
28 |
103 |
2,296 |
| Bank Net Income (QTR) $ |
21.597 |
19.706 |
1.891 |
2.582 |
7.737 |
0.489 |
2.271 |
1.287 |
0.304 |
0.145 |
0.145 |
6.638 |
| Percent Profitable (QTR) % |
79.8 |
80.0 |
78.5 |
85.0 |
100.0 |
91.6 |
71.7 |
85.5 |
92.8 |
86.3 |
89.3 |
95.2 |
| Average Return on Assets (QTR) % |
0.65 |
0.66 |
0.60 |
1.41 |
1.00 |
1.04 |
0.21 |
0.65 |
1.27 |
1.53 |
0.47 |
0.70 |
| Average Return on Equity (QTR) % |
5.86 |
5.92 |
5.39 |
8.74 |
11.05 |
9.23 |
1.91 |
6.56 |
11.98 |
8.48 |
4.12 |
5.65 |
| Net Interest Margin (QTR) % |
3.76 |
3.81 |
3.32 |
11.19 |
2.72 |
3.95 |
3.76 |
3.09 |
4.50 |
2.82 |
3.71 |
3.27 |
| Equity to Assets % |
11.25 |
11.24 |
11.35 |
16.62 |
9.27 |
11.33 |
11.01 |
10.02 |
10.65 |
18.34 |
11.37 |
12.29 |
| Noncurrent Loan Rate - Total Loans* % |
5.22 |
5.34 |
4.17 |
2.62 |
6.75 |
1.97 |
4.65 |
4.57 |
1.25 |
2.15 |
2.11 |
6.61 |
| Real Estate Loans % |
7.32 |
7.76 |
4.70 |
4.89 |
10.63 |
2.38 |
5.81 |
4.81 |
1.15 |
2.66 |
2.38 |
9.99 |
| C&I Loans % |
2.91 |
2.90 |
3.10 |
2.95 |
5.25 |
2.34 |
2.51 |
3.02 |
0.72 |
1.38 |
2.35 |
2.34 |
| Consumer Loans % |
1.95 |
1.99 |
1.27 |
2.61 |
2.06 |
0.75 |
1.43 |
1.07 |
1.32 |
0.95 |
0.71 |
1.18 |
| Coverage Ratio** % |
65.13 |
67.05 |
44.13 |
377.17 |
59.77 |
78.84 |
55.95 |
33.05 |
227.76 |
82.92 |
67.10 |
44.45 |
| Net Charge-Off Rate - All Loans (QTR) % |
2.64 |
2.77 |
1.46 |
11.60 |
1.81 |
0.65 |
1.96 |
1.13 |
2.20 |
0.61 |
0.46 |
1.90 |
| Real Estate Loans (QTR) % |
1.94 |
2.09 |
1.02 |
6.33 |
2.11 |
0.59 |
2.03 |
1.04 |
1.61 |
0.60 |
0.39 |
2.19 |
| C&I Loans (QTR) % |
1.82 |
1.77 |
2.67 |
17.12 |
0.88 |
1.64 |
1.72 |
1.13 |
5.44 |
0.24 |
0.92 |
1.08 |
| Consumer Loans (QTR) % |
6.35 |
6.51 |
3.92 |
11.52 |
3.13 |
0.57 |
2.37 |
3.21 |
2.11 |
1.05 |
0.64 |
2.61 |
| Second Quarter 2009 |
| Number of FDIC-Insured |
8,195 |
6,995 |
1,200 |
24 |
5 |
1,551 |
4,637 |
808 |
80 |
294 |
743 |
53 |
| Number of FDIC-Supervised |
5,039 |
4,632 |
407 |
9 |
0 |
1,073 |
2,948 |
319 |
40 |
166 |
464 |
20 |
| Total Assets $ |
13,300 |
11,894 |
1,406 |
485 |
3,204 |
170 |
5,947 |
933 |
84 |
36 |
102 |
2,339 |
| Total Loans $ |
7,625 |
6,714 |
911 |
350 |
1,195 |
113 |
4,124 |
606 |
68 |
9 |
57 |
1,105 |
| Domestic Deposits $ |
7,555 |
6,612 |
943 |
154 |
972 |
137 |
4,201 |
554 |
68 |
26 |
84 |
1,359 |
| Bank Net Income (QTR) $ |
-4.376 |
-4.233 |
-0.144 |
-0.873 |
-4.296 |
0.330 |
-3.006 |
1.296 |
0.128 |
0.117 |
0.177 |
1.751 |
| Percent Profitable (QTR) % |
70.7 |
71.1 |
68.3 |
58.3 |
60.0 |
87.8 |
61.2 |
76.9 |
85.0 |
77.2 |
84.0 |
67.9 |
| Average Return on Assets (QTR) % |
-0.13 |
-0.14 |
-0.04 |
-0.73 |
-0.54 |
0.78 |
-0.20 |
0.56 |
0.64 |
1.28 |
0.70 |
0.29 |
| Average Return on Equity (QTR) % |
-1.26 |
-1.36 |
-0.40 |
-3.03 |
-6.36 |
7.01 |
-1.93 |
6.12 |
6.74 |
7.94 |
6.15 |
2.78 |
| Net Interest Margin (QTR) % |
3.46 |
3.49 |
3.23 |
10.44 |
2.93 |
3.90 |
3.60 |
3.24 |
4.13 |
2.70 |
3.74 |
2.45 |
| Equity to Assets % |
10.55 |
10.58 |
10.37 |
24.51 |
8.42 |
11.08 |
10.54 |
9.47 |
9.95 |
16.59 |
11.36 |
10.91 |
| Noncurrent Loan Rate - Total Loans* % |
4.35 |
4.36 |
4.31 |
3.41 |
5.64 |
1.75 |
4.21 |
4.11 |
1.38 |
2.34 |
1.76 |
4.50 |
| Real Estate Loans % |
5.64 |
5.82 |
4.72 |
2.13 |
7.76 |
2.11 |
5.43 |
4.33 |
1.18 |
2.88 |
1.99 |
6.48 |
| C&I Loans % |
2.80 |
2.78 |
3.07 |
5.05 |
4.83 |
2.18 |
2.20 |
1.55 |
0.39 |
2.55 |
1.86 |
2.55 |
| Consumer Loans % |
2.19 |
2.24 |
1.63 |
3.67 |
2.81 |
0.95 |
1.33 |
1.24 |
1.61 |
0.68 |
0.79 |
1.03 |
| Coverage Ratio** % |
63.62 |
66.68 |
40.75 |
264.41 |
67.63 |
79.57 |
53.39 |
34.95 |
214.81 |
60.62 |
74.31 |
56.51 |
| Net Charge-Off Rate - All Loans (QTR) % |
2.56 |
2.67 |
1.82 |
10.78 |
3.07 |
0.61 |
2.07 |
1.27 |
2.80 |
0.71 |
0.51 |
2.31 |
| Real Estate Loans (QTR) % |
2.06 |
2.21 |
1.24 |
1.73 |
3.05 |
0.44 |
1.97 |
1.18 |
1.36 |
0.38 |
0.37 |
2.57 |
| C&I Loans (QTR) % |
2.43 |
2.35 |
4.01 |
16.28 |
2.65 |
1.43 |
2.08 |
1.63 |
4.98 |
0.61 |
0.77 |
1.68 |
| Consumer Loans (QTR) % |
5.70 |
5.74 |
5.22 |
11.32 |
4.81 |
1.07 |
3.37 |
3.28 |
3.27 |
1.52 |
0.99 |
2.87 |
|
* Nonaccruing loans and loans past due 90+ days
** Loss reserve as a percentage of noncurrent loans
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