|
Statistics at a Glance
| As of December 31, 2010 |
Dollar Amounts in Billions
Fourth Quarter 2010 |
All Insured Institutions |
Commercial Banks |
Savings Institutions |
Asset Concentration Group |
| Credit Card Lenders |
International Banks |
Agricultural Banks |
Commercial Lenders |
Mortgage Lenders |
Consumer Lenders |
Other Specialized < $1 Billion |
All Other < $1Billion |
All Other > $1Billion |
| Number of FDIC-Insured |
7,657 |
6,529 |
1,128 |
22 |
4 |
1,559 |
4,087 |
716 |
73 |
315 |
813 |
68 |
| Number of FDIC-Supervised |
4,715 |
4,317 |
398 |
8 |
0 |
1,085 |
2,616 |
272 |
43 |
180 |
487 |
24 |
| Total Assets $ |
13,321 |
12,068 |
1,254 |
705 |
3,038 |
200 |
4,099 |
789 |
114 |
43 |
132 |
4,201 |
| Total Loans $ |
7,376 |
6,595 |
781 |
610 |
1,050 |
126 |
2,784 |
467 |
87 |
12 |
74 |
2,167 |
| Domestic Deposits $ |
7,873 |
6,965 |
908 |
267 |
1,011 |
166 |
3,090 |
543 |
91 |
33 |
110 |
2,562 |
| Bank Net Income (QTR) $ |
21.656 |
19.474 |
2.181 |
4.847 |
4.593 |
0.435 |
2.568 |
1.219 |
0.416 |
0.131 |
0.233 |
7.213 |
| Percent Profitable (QTR) % |
74.9 |
74.6 |
76.5 |
86.4 |
100.0 |
86.0 |
67.7 |
79.3 |
87.7 |
75.2 |
83.6 |
86.8 |
| Average Return on Assets (QTR) % |
0.65 |
0.64 |
0.70 |
2.77 |
0.60 |
0.88 |
0.25 |
0.62 |
1.44 |
1.19 |
0.71 |
0.69 |
| Average Return on Equity (QTR) % |
5.81 |
5.79 |
5.96 |
18.72 |
6.68 |
7.92 |
2.18 |
6.19 |
13.28 |
7.29 |
6.29 |
5.71 |
| Net Interest Margin (QTR) % |
3.71 |
3.74 |
3.39 |
10.79 |
2.60 |
3.95 |
3.83 |
3.00 |
4.45 |
2.64 |
3.71 |
3.27 |
| Equity to Assets % |
11.16 |
11.10 |
11.75 |
14.96 |
8.93 |
10.87 |
11.44 |
10.06 |
11.02 |
16.32 |
11.04 |
12.04 |
| Noncurrent Loan Rate - Total Loans * % |
4.87 |
4.96 |
4.15 |
2.20 |
6.31 |
1.83 |
4.33 |
4.29 |
1.44 |
2.10 |
2.19 |
6.18 |
| Real Estate Loans % |
7.04 |
7.41 |
4.81 |
5.67 |
10.25 |
2.34 |
5.47 |
4.51 |
2.03 |
2.41 |
2.50 |
9.62 |
| C&I Loans % |
2.46 |
2.44 |
2.72 |
2.46 |
4.56 |
2.13 |
2.22 |
1.68 |
0.72 |
1.89 |
2.16 |
1.80 |
| Consumer Loans % |
1.77 |
1.82 |
1.16 |
2.25 |
1.94 |
0.68 |
1.29 |
0.66 |
1.25 |
0.88 |
0.85 |
1.31 |
| Coverage Ratio ** % |
64.18 |
66.43 |
41.44 |
372.36 |
62.79 |
85.19 |
56.78 |
33.65 |
173.47 |
87.79 |
68.61 |
43.73 |
| Net Charge-Off Rate - All Loans (QTR) % |
2.27 |
2.38 |
1.35 |
7.68 |
2.25 |
0.71 |
1.96 |
1.04 |
2.10 |
0.75 |
0.72 |
1.59 |
| Real Estate Loans (QTR) % |
1.97 |
2.13 |
0.99 |
5.99 |
2.96 |
0.70 |
2.16 |
0.97 |
1.70 |
0.45 |
0.65 |
1.76 |
| C&I Loans (QTR) % |
1.50 |
1.45 |
2.39 |
9.21 |
1.37 |
1.61 |
1.58 |
0.97 |
4.85 |
1.94 |
1.19 |
0.83 |
| Consumer Loans (QTR) % |
4.78 |
4.89 |
3.35 |
7.84 |
3.44 |
0.86 |
1.81 |
3.05 |
2.04 |
1.01 |
1.00 |
2.70 |
| Fourth Quarter 2009 |
| Number of FDIC-Insured |
8,012 |
6,839 |
1,173 |
23 |
4 |
1,568 |
4,453 |
766 |
83 |
289 |
770 |
56 |
| Number of FDIC-Supervised |
4,941 |
4,533 |
408 |
8 |
0 |
1,082 |
2,860 |
300 |
46 |
158 |
467 |
20 |
| Total Assets $ |
13,087 |
11,823 |
1,264 |
502 |
3,107 |
182 |
4,547 |
810 |
96 |
38 |
116 |
3,689 |
| Total Loans $ |
7,282 |
6,495 |
787 |
359 |
1,084 |
118 |
3,124 |
485 |
76 |
10 |
65 |
1,961 |
| Domestic Deposits $ |
7,697 |
6,803 |
894 |
241 |
962 |
149 |
3,377 |
527 |
78 |
28 |
96 |
2,238 |
| Bank Net Income (QTR) $ |
-1.836 |
-2.377 |
0.541 |
0.709 |
2.307 |
0.241 |
-9.482 |
1.318 |
0.076 |
0.119 |
0.211 |
2.665 |
| Percent Profitable (QTR) % |
64.9 |
64.5 |
67.3 |
73.9 |
75.0 |
78.6 |
55.0 |
74.0 |
71.1 |
69.9 |
81.4 |
76.8 |
| Average Return on Assets (QTR) % |
-0.06 |
-0.08 |
0.17 |
0.58 |
0.29 |
0.54 |
-0.84 |
0.65 |
0.32 |
1.25 |
0.73 |
0.29 |
| Average Return on Equity (QTR) % |
-0.52 |
-0.74 |
1.60 |
2.65 |
3.41 |
4.83 |
-7.91 |
6.98 |
2.86 |
7.01 |
6.43 |
2.42 |
| Net Interest Margin (QTR) % |
3.53 |
3.56 |
3.21 |
9.64 |
2.82 |
4.00 |
3.64 |
3.07 |
3.85 |
2.75 |
3.81 |
3.24 |
| Equity to Assets % |
10.88 |
10.90 |
10.76 |
21.50 |
8.75 |
10.95 |
10.48 |
9.48 |
11.15 |
17.74 |
11.27 |
11.95 |
| Noncurrent Loan Rate - Total Loans * % |
5.44 |
5.60 |
4.12 |
3.36 |
7.40 |
1.84 |
4.71 |
4.63 |
1.76 |
1.91 |
1.77 |
6.59 |
| Real Estate Loans % |
7.22 |
7.66 |
4.58 |
5.44 |
10.78 |
2.24 |
5.84 |
4.88 |
2.33 |
2.39 |
2.03 |
9.61 |
| C&I Loans % |
3.41 |
3.43 |
2.97 |
4.55 |
6.01 |
2.35 |
2.66 |
1.93 |
0.91 |
1.33 |
1.75 |
3.23 |
| Consumer Loans % |
2.18 |
2.23 |
1.56 |
3.61 |
2.43 |
0.97 |
1.33 |
1.32 |
1.62 |
0.91 |
0.81 |
1.39 |
| Coverage Ratio ** % |
57.70 |
58.78 |
45.58 |
277.70 |
58.58 |
81.85 |
53.90 |
30.93 |
171.03 |
83.03 |
74.92 |
43.83 |
| Net Charge-Off Rate - All Loans (QTR) % |
3.00 |
3.14 |
1.89 |
9.50 |
3.59 |
1.04 |
2.59 |
1.34 |
2.66 |
0.77 |
0.84 |
2.80 |
| Real Estate Loans (QTR) % |
2.67 |
2.88 |
1.40 |
2.62 |
3.60 |
0.97 |
2.66 |
1.20 |
2.33 |
0.59 |
0.64 |
2.99 |
| C&I Loans (QTR) % |
2.71 |
2.66 |
3.63 |
15.77 |
2.79 |
2.41 |
2.55 |
1.47 |
6.61 |
1.28 |
1.67 |
1.93 |
| Consumer Loans (QTR) % |
5.60 |
5.71 |
4.38 |
10.02 |
6.38 |
1.59 |
2.62 |
4.16 |
2.44 |
0.96 |
1.30 |
3.83 |
|
* Nonaccruing loans and loans past due 90+ days
** Loss reserve as a percentage of noncurrent loans
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