Each depositor insured to at least $250,000 per insured bank



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Statistics at a Glance
As of December 31, 2010
Dollar Amounts in Billions

Fourth Quarter 2010
All Insured Institutions Commercial Banks Savings Institutions Asset Concentration Group
Credit Card Lenders International Banks Agricultural Banks Commercial Lenders Mortgage Lenders Consumer Lenders Other Specialized < $1 Billion All Other < $1Billion All Other > $1Billion
Number of FDIC-Insured 7,657 6,529 1,128 22 4 1,559 4,087 716 73 315 813 68
Number of FDIC-Supervised 4,715 4,317 398 8 0 1,085 2,616 272 43 180 487 24
Total Assets $ 13,321 12,068 1,254 705 3,038 200 4,099 789 114 43 132 4,201
Total Loans $ 7,376 6,595 781 610 1,050 126 2,784 467 87 12 74 2,167
Domestic Deposits $ 7,873 6,965 908 267 1,011 166 3,090 543 91 33 110 2,562
Bank Net Income (QTR) $ 21.656 19.474 2.181 4.847 4.593 0.435 2.568 1.219 0.416 0.131 0.233 7.213
Percent Profitable (QTR) % 74.9 74.6 76.5 86.4 100.0 86.0 67.7 79.3 87.7 75.2 83.6 86.8
Average Return on Assets (QTR) % 0.65 0.64 0.70 2.77 0.60 0.88 0.25 0.62 1.44 1.19 0.71 0.69
Average Return on Equity (QTR) % 5.81 5.79 5.96 18.72 6.68 7.92 2.18 6.19 13.28 7.29 6.29 5.71
Net Interest Margin (QTR) % 3.71 3.74 3.39 10.79 2.60 3.95 3.83 3.00 4.45 2.64 3.71 3.27
Equity to Assets % 11.16 11.10 11.75 14.96 8.93 10.87 11.44 10.06 11.02 16.32 11.04 12.04
Noncurrent Loan Rate - Total Loans * % 4.87 4.96 4.15 2.20 6.31 1.83 4.33 4.29 1.44 2.10 2.19 6.18
Real Estate Loans % 7.04 7.41 4.81 5.67 10.25 2.34 5.47 4.51 2.03 2.41 2.50 9.62
C&I Loans % 2.46 2.44 2.72 2.46 4.56 2.13 2.22 1.68 0.72 1.89 2.16 1.80
Consumer Loans % 1.77 1.82 1.16 2.25 1.94 0.68 1.29 0.66 1.25 0.88 0.85 1.31
Coverage Ratio ** % 64.18 66.43 41.44 372.36 62.79 85.19 56.78 33.65 173.47 87.79 68.61 43.73
Net Charge-Off Rate - All Loans (QTR) % 2.27 2.38 1.35 7.68 2.25 0.71 1.96 1.04 2.10 0.75 0.72 1.59
Real Estate Loans (QTR) % 1.97 2.13 0.99 5.99 2.96 0.70 2.16 0.97 1.70 0.45 0.65 1.76
C&I Loans (QTR) % 1.50 1.45 2.39 9.21 1.37 1.61 1.58 0.97 4.85 1.94 1.19 0.83
Consumer Loans (QTR) % 4.78 4.89 3.35 7.84 3.44 0.86 1.81 3.05 2.04 1.01 1.00 2.70
Fourth Quarter 2009
Number of FDIC-Insured 8,012 6,839 1,173 23 4 1,568 4,453 766 83 289 770 56
Number of FDIC-Supervised 4,941 4,533 408 8 0 1,082 2,860 300 46 158 467 20
Total Assets $ 13,087 11,823 1,264 502 3,107 182 4,547 810 96 38 116 3,689
Total Loans $ 7,282 6,495 787 359 1,084 118 3,124 485 76 10 65 1,961
Domestic Deposits $ 7,697 6,803 894 241 962 149 3,377 527 78 28 96 2,238
Bank Net Income (QTR) $ -1.836 -2.377 0.541 0.709 2.307 0.241 -9.482 1.318 0.076 0.119 0.211 2.665
Percent Profitable (QTR) % 64.9 64.5 67.3 73.9 75.0 78.6 55.0 74.0 71.1 69.9 81.4 76.8
Average Return on Assets (QTR) % -0.06 -0.08 0.17 0.58 0.29 0.54 -0.84 0.65 0.32 1.25 0.73 0.29
Average Return on Equity (QTR) % -0.52 -0.74 1.60 2.65 3.41 4.83 -7.91 6.98 2.86 7.01 6.43 2.42
Net Interest Margin (QTR) % 3.53 3.56 3.21 9.64 2.82 4.00 3.64 3.07 3.85 2.75 3.81 3.24
Equity to Assets % 10.88 10.90 10.76 21.50 8.75 10.95 10.48 9.48 11.15 17.74 11.27 11.95
Noncurrent Loan Rate - Total Loans * % 5.44 5.60 4.12 3.36 7.40 1.84 4.71 4.63 1.76 1.91 1.77 6.59
Real Estate Loans % 7.22 7.66 4.58 5.44 10.78 2.24 5.84 4.88 2.33 2.39 2.03 9.61
C&I Loans % 3.41 3.43 2.97 4.55 6.01 2.35 2.66 1.93 0.91 1.33 1.75 3.23
Consumer Loans % 2.18 2.23 1.56 3.61 2.43 0.97 1.33 1.32 1.62 0.91 0.81 1.39
Coverage Ratio ** % 57.70 58.78 45.58 277.70 58.58 81.85 53.90 30.93 171.03 83.03 74.92 43.83
Net Charge-Off Rate - All Loans (QTR) % 3.00 3.14 1.89 9.50 3.59 1.04 2.59 1.34 2.66 0.77 0.84 2.80
Real Estate Loans (QTR) % 2.67 2.88 1.40 2.62 3.60 0.97 2.66 1.20 2.33 0.59 0.64 2.99
C&I Loans (QTR) % 2.71 2.66 3.63 15.77 2.79 2.41 2.55 1.47 6.61 1.28 1.67 1.93
Consumer Loans (QTR) % 5.60 5.71 4.38 10.02 6.38 1.59 2.62 4.16 2.44 0.96 1.30 3.83

* Nonaccruing loans and loans past due 90+ days

** Loss reserve as a percentage of noncurrent loans

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