Each depositor insured to at least $250,000 per insured bank



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Statistics at a Glance
As of September 30, 2009
Dollar Amounts in Billions

Third Quarter 2009
All Insured Institutions Commercial Banks Savings Institutions Asset Concentration Group
Credit Card Lenders International Banks Agricultural Banks Commercial Lenders Mortgage Lenders Consumer Lenders Other Specialized < $1 Billion All Other < $1Billion All Other > $1Billion
Number of FDIC-Insured 8,099 6,911 1,188 24 4 1,578 4,541 796 81 284 732 59
Number of FDIC-Supervised 4,981 4,573 408 9 0 1,090 2,894 314 43 161 447 23
Total Assets $ 13,247 11,866 1,381 500 3,183 177 5,185 852 96 38 103 3,112
Total Loans $ 7,415 6,537 878 340 1,133 118 3,575 547 76 9 58 1,558
Domestic Deposits $ 7,553 6,631 923 226 946 143 3,717 509 77 28 84 1,823
Net Income (QTR) $ 2.833 1.457 1.377 0.416 -0.310 0.419 -3.318 0.583 0.048 0.096 0.189 4.711
Percent Profitable (QTR) % 73.5 73.5 72.9 66.7 50.0 89.4 64.0 79.9 81.5 79.9 87.3 76.3
Average Return on Assets (QTR) % 0.09 0.05 0.40 0.34 -0.04 0.95 -0.26 0.27 0.20 1.01 0.74 0.60
Average Return on Equity (QTR) % 0.80 0.46 3.79 1.36 -0.46 8.48 -2.37 2.94 1.90 5.86 6.32 5.45
Net Interest Margin (QTR) % 3.51 3.53 3.30 10.11 2.88 4.01 3.57 3.22 4.12 2.70 3.80 3.07
Equity to Assets % 10.90 10.92 10.70 25.25 8.45 11.32 10.98 9.31 10.87 17.57 11.85 11.26
Noncurrent Loan Rate - Total Loans * % 4.94 5.00 4.50 3.08 6.96 1.89 4.61 4.25 1.56 1.60 1.81 5.43
Real Estate Loans % 6.41 6.69 4.94 2.72 9.52 2.32 5.75 4.43 1.80 2.00 2.06 8.03
C&I Loans % 3.56 3.57 3.43 4.43 6.95 2.40 2.81 2.01 0.85 1.76 1.95 2.90
Consumer Loans % 2.08 2.12 1.63 3.35 2.67 0.97 1.26 1.42 1.55 0.48 0.83 1.28
Coverage Ratio ** % 60.08 62.35 41.27 299.84 59.07 75.41 51.27 34.40 190.18 89.10 73.39 53.13
Net Charge-Off Rate - All Loans (QTR) % 2.71 2.79 2.07 10.67 3.18 0.59 2.12 1.59 2.64 0.79 0.57 2.63
Real Estate Loans (QTR) % 2.21 2.33 1.59 1.99 3.19 0.47 2.02 1.50 1.89 0.58 0.41 2.75
C&I Loans (QTR) % 2.60 2.51 4.30 17.87 2.35 1.27 2.32 1.45 5.34 1.42 1.22 2.06
Consumer Loans (QTR) % 5.73 5.82 4.64 11.30 5.40 1.20 2.60 3.83 2.69 0.76 0.99 3.96
Third Quarter 2008
Number of FDIC-Insured 8,384 7,146 1,238 26 4 1,588 4,810 827 100 298 691 40
Number of FDIC-Supervised 5,134 4,715 419 9 0 1,109 3,020 346 54 172 413 11
Total Assets $ 13,573 12,050 1,523 468 3,263 168 6,078 1,060 71 36 94 2,335
Total Loans $ 7,990 6,942 1,048 344 1,396 114 4,255 739 60 8 53 1,020
Domestic Deposits $ 7,222 6,273 949 154 1,013 134 4,014 602 58 25 76 1,147
Net Income (QTR) $ 0.879 7.908 -7.029 0.412 3.702 0.420 -1.947 -3.545 0.164 0.010 0.141 1.521
Percent Profitable (QTR) % 75.4 76.9 66.7 80.8 100.0 91.2 68.5 73.8 86.0 78.9 87.0 65.0
Average Return on Assets (QTR) % 0.03 0.27 -1.85 0.36 0.49 1.01 -0.13 -1.34 0.94 0.12 0.61 0.27
Average Return on Equity (QTR) % 0.27 2.73 -20.01 1.68 6.59 9.13 -1.20 -17.24 10.10 0.59 5.38 3.02
Net Interest Margin (QTR) % 3.37 3.40 3.17 9.28 2.69 4.00 3.64 2.99 4.81 3.01 3.87 2.45
Equity to Assets % 9.62 9.66 9.31 20.85 7.13 11.07 10.66 7.95 9.14 19.61 11.25 8.61
Noncurrent Loan Rate - Total Loans * % 2.34 2.27 2.82 2.35 2.49 1.40 2.40 2.87 0.91 0.91 1.24 1.78
Real Estate Loans % 3.14 3.14 3.13 2.22 3.68 1.69 3.19 3.03 0.84 0.97 1.35 2.74
C&I Loans % 1.18 1.17 1.28 3.10 1.35 1.76 1.09 0.84 0.68 1.54 1.59 0.96
Consumer Loans % 1.49 1.52 1.11 2.44 1.80 0.76 0.93 0.72 1.01 0.49 0.75 0.67
Coverage Ratio ** % 83.50 86.92 65.30 248.15 94.57 91.41 70.76 59.33 217.25 146.08 97.55 83.23
Net Charge-Off Rate - All Loans (QTR) % 1.43 1.45 1.34 6.24 1.44 0.43 1.23 1.02 2.04 0.43 0.38 1.11
Real Estate Loans (QTR) % 1.20 1.24 1.02 3.38 1.74 0.31 1.16 0.98 0.85 0.11 0.16 1.30
C&I Loans (QTR) % 1.06 0.97 2.74 8.94 0.67 1.13 1.00 0.33 4.26 0.02 0.66 0.58
Consumer Loans (QTR) % 3.56 3.56 3.55 6.37 2.78 1.03 2.76 2.23 2.57 1.25 1.07 1.89

* Nonaccruing loans and loans past due 90+ days.

** Loss reserve as a percentage of noncurrent loans.

Last Updated 11/24/2009 Questions, Suggestions & Requests