Each depositor insured to at least $250,000 per insured bank



Home > Industry Analysis > Bank Data & Statistics > Statistics at a Glance




Statistics at a Glance
As of June 30, 2005
Dollar Amounts in Billions
Second Quarter 2005
All Insured Institutions Commercial Banks Savings Institutions Asset Concentration Group
International Banks Agricultural Banks Credit Card Lenders Commercial Lenders Mortgage Lenders Consumer Lenders Other Specialized < $1 Billion All Other < $1Billion All Other > $1Billion
Number of FDIC-Insured 8,868 7,549 1,319 6 1,731 29 4,546 953 118 422 1,004 59
Number of FDIC-Supervised 5,228 4,779 449 0 1,201 11 2,698 377 65 238 607 31
Total Assets $ 10,474 8,725 1,750 1,927 139 372 3,648 1,642 146 50 127 2,422
Total Loans $ 6,405 5,129 1,276 815 90 276 2,538 1,170 110 13 72 1,320
Domestic Deposits $ 5,926 4,900 1,026 582 112 101 2,554 939 83 36 104 1,414
Net Income (QTR) $ 33.131 27.988 5.144 3.403 0.466 2.925 12.163 4.897 0.530 0.200 0.346 8.202
Percent Profitable (QTR) % 94.5 94.5 94.4 100.0 97.8 93.1 93.7 94.0 98.3 84.4 96.1 96.6
Average Return on Assets (QTR) % 1.28 1.29 1.20 0.71 1.35 3.18 1.35 1.22 1.40 1.61 1.09 1.36
Average Return on Equity (QTR) % 12.35 12.68 10.81 8.41 12.39 14.56 13.46 11.22 10.73 8.80 9.97 13.83
Net Interest Margin (QTR) % 3.49 3.57 3.12 2.57 4.13 8.43 3.86 2.87 4.23 3.06 3.86 3.24
Equity to Assets % 10.38 10.23 11.12 8.46 10.97 21.70 10.09 10.89 12.08 18.41 11.06 9.91
Noncurrent Loan Rate - Total Loans * % 0.71 0.78 0.47 1.20 0.90 1.58 0.60 0.51 0.55 0.79 0.88 0.63
Real Estate Loans % 0.59 0.66 0.43 1.08 0.81 0.15 0.56 0.50 0.40 0.79 0.85 0.63
C&I Loans % 0.93 0.93 1.00 1.52 1.53 1.04 0.81 0.76 0.81 0.99 1.38 0.68
Consumer Loans % 1.21 1.28 0.58 2.00 0.77 1.74 0.50 0.37 0.63 0.67 0.69 0.70
Coverage Ratio ** % 172.58 177.39 140.33 130.60 157.80 273.74 203.68 94.16 276.94 188.05 145.90 162.68
Net Charge-Off Rate - All Loans (QTR) % 0.42 0.47 0.22 0.66 0.14 4.18 0.21 0.09 1.11 0.38 0.33 0.17
Real Estate Loans (QTR) % 0.05 0.06 0.04 0.09 0.04 0.16 0.07 0.04 0.10 0.04 0.17 0.03
C&I Loans (QTR) % 0.28 0.23 1.13 0.13 0.50 2.49 0.37 -0.05 2.70 0.79 0.60 0.08
Consumer Loans (QTR) % 2.36 2.44 1.71 2.51 0.52 4.63 0.97 1.16 1.76 1.81 0.78 1.05
Second Quarter 2004
Number of FDIC-Insured 9,078 7,694 1,384 6 1,775 36 4,350 997 144 488 1,195 87
Number of FDIC-Supervised 5,279 4,805 474 0 1,215 11 2,554 400 79 272 707 41
Total Assets $ 9,649 8,050 1,598 1,555 136 334 3,031 1,402 161 57 156 2,817
Total Loans $ 5,783 4,673 1,111 614 86 253 2,071 1,005 132 15 87 1,519
Domestic Deposits $ 5,463 4,507 956 410 110 89 2,125 801 80 42 128 1,678
Net Income (QTR) $ 31.155 26.638 4.518 2.582 0.430 3.403 10.159 4.115 0.613 0.181 0.428 9.245
Percent Profitable (QTR) % 93.9 94.3 91.9 83.3 96.8 91.7 93.2 94.5 96.5 83.4 95.6 95.4
Average Return on Assets (QTR) % 1.31 1.34 1.16 0.68 1.27 4.08 1.36 1.21 1.54 1.28 1.10 1.33
Average Return on Equity (QTR) % 13.85 14.63 10.55 9.30 11.89 22.93 14.45 13.76 19.37 7.78 10.44 13.43
Net Interest Margin (QTR) % 3.64 3.72 3.23 2.81 4.05 9.03 3.93 3.18 4.63 2.92 3.84 3.26
Equity to Assets % 9.50 9.22 10.94 7.18 10.52 18.01 9.35 8.65 7.99 16.25 10.38 10.23
Noncurrent Loan Rate - Total Loans * % 0.89 0.96 0.59 1.81 1.09 1.70 0.73 0.73 0.86 0.93 0.95 0.69
Real Estate Loans % 0.67 0.72 0.55 0.96 0.99 0.25 0.65 0.72 1.00 0.81 0.92 0.56
C&I Loans % 1.61 1.62 1.32 3.62 1.80 1.34 1.10 1.38 1.54 1.69 1.50 1.38
Consumer Loans % 1.29 1.37 0.64 2.42 0.78 1.87 0.57 0.50 0.55 0.89 0.82 0.65
Coverage Ratio ** % 163.10 167.98 129.93 113.46 137.99 279.80 193.01 78.19 181.44 176.63 145.25 185.39
Net Charge-Off Rate - All Loans (QTR) % 0.58 0.65 0.25 0.99 0.18 5.08 0.32 0.11 1.15 0.41 0.29 0.31
Real Estate Loans (QTR) % 0.07 0.09 0.03 0.03 0.06 0.09 0.10 0.03 0.07 0.02 0.08 0.07
C&I Loans (QTR) % 0.59 0.56 1.20 0.44 0.47 3.14 0.65 0.49 2.20 0.38 0.51 0.46
Consumer Loans (QTR) % 2.88 2.96 2.17 3.16 0.62 5.63 1.26 1.11 2.12 2.52 1.14 1.56

* Nonaccruing loans and loans past due 90+ days

** Loss reserve as a percentage of noncurrent loans

Last Updated 08/25/2005 Questions, Suggestions & Requests