Each depositor insured to at least $250,000 per insured bank



Home > Industry Analysis > Bank Data & Statistics > Statistics at a Glance




Statistics at a Glance

As of September 30, 2002

Dollar Amounts in Billions

Commercial Banks

Savings Institutions

Total

3rd Qtr 2002 3rd Qtr 2001 3rd Qtr 2002 3rd Qtr 2001 3rd Qtr 2002
Number of FDIC-Insured 7,933 8,149 1,482 1,553 9,415
Number of FDIC-Supervised 4,894 4,997 499 515 5,393
Total Assets $ 6,933 6,556 1,339 1,289 8,272
Total Loans $ 4,069 3,861 885 871 4,954
Domestic Deposits $ 3,928 3,613 851 790 4,779
Net Income $ 23.344 17,365 3.971 3.460 27.315
Percent Profitable % 93.9 92.5 93.3 90.6 93.6
Average Return on Assets % 1.37 1.08 1.20 1.08 1.34
Assets under $1 Billion % 1.29 1.16 0.93 0.84 1.21
Assets over $1 Billion % 1.38 1.06 1.28 1.15 1.37
Average Return on Equity % 14.84 12.17 12.89 12.62 14.52
Net Interest Margin % 4.08 3.93 3.41 3.27 3.96
Equity to Assets % 9.22 8.93 9.27 8.68 9.22
Noncurrent Loans * % 1.50 1.34 0.87 0.82 1.39
Real Estate Loans % 0.93 0.92 0.82 0.78 0.90
C&I Loans % 3.01 2.18 2.28 1.68 2.96
Consumer Loans % 1.45 1.42 0.63 0.79 1.38
Coverage Ratio ** % 123.43 131.96 108.10 109.84 121.59
Net Charge-Off Rate % 1.15 0.96 0.28 0.27 0.99
Real Estate Loans % 0.15 0.30 0.05 0.06 0.12
C&I Loans % 2.04 1.30 1.34 1.41 2.00
Consumer Loans % 3.23 2.71 2.24 2.09 3.14

* Nonaccruing loans and loans past due 90+ days

** Loss reserve as a percentage of noncurrent loans

All Insured Institutions 3rd Qtr 2002 YTD 2001 2000 1999 1998
Credit Card Loans
Held on Balance Sheet $ 268 233 249 227 242
Securitized and Sold $ 361 338 299 293 259
Unused Commitments $ 3,314 2,876 2,528 2,129 2,042
Total Credit Card Lines $ 3,943 3,446 3,076 2,649 2,543
Credit Card Loss Rate $ 6.50 5.16 4.36 4.39 5.15
No of Personal Bankruptcies 1,152,101 1,451,575 1,217,628 1,281,360 1,397,695



Last Updated 05/27/2004 Questions, Suggestions & Requests