Recent Enforcement Decisions

PDF Help - Information on downloading and using the PDF reader.

FINAL ORDERS ISSUED PURSUANT TO SECTION 8(b), 12 U.S.C. § 1818(b)
Cease-and-Desist

First Bank, Wadley, Alabama; FDIC-09-577b; Issued 12/18/09 - PDF     

Uniti Bank, Buena Park, California; FDIC-09-745b; Issued 12/22/09  - PDF

Gateway Business Bank, Cerritos, California; FDIC-09-572b; Issued 12/10/09 - PDF    

Saehan Bank, Los Angeles, California; FDIC-09-557b; Issued 12/07/09 - PDF       

Fireside Bank, Pleasanton, California; FDIC-09-727b; Issued 12/21/09 - PDF    

Decatur First Bank, Decatur, Georgia; FDIC-09-377b; Issued 12/21/09 - PDF          

Central Bank of Georgia, Ellaville, Georgia; FDIC-09-128b; Issued 12/3/09 - PDF

Enterprise Banking Company, McDonough, Georgia; FDIC-09-462b; Issued 12/21/09 - PDF        

Darby Bank & Trust Co., Vidalia, Georgia; FDIC-09-594b; Issued 12/18/09 - PDF         

The People Bank, Winder, Georgia; FDIC-09-590b; Issued 12/16/09 - PDF                 

Central Pacific Bank, Honolulu, Hawaii; FDIC-09-715b; Issued 12/8/09 - PDF    

Wheatland Bank, Naperville, Illinois; FDIC-09-308b; Issued 12/21/09 - PDF

Griffith Savings Bank, Griffith, Indiana; FDIC-09-550b; Issued 12/14/09 - PDF

The Merchants & Farmers Bank, Melville, Louisiana; FDIC-09-367b; Issued 12/22/09 - PDF

The State Bank, Fenton, Michigan; FDIC-09-472b; Issued 12/29/09 - PDF

Peoples Bank of the South, Bude, Mississippi; FDIC-09-566b; Issued 12/10/09 - PDF  

Bank of Franklin, Meadville, Mississippi; FDIC-09-562b; Issued 12/8/09 - PDF 

Meramec Valley Bank, Valley Park, Missouri; FDIC-09-474b; Issued 12/3/09 - PDF

Freedom Bank, Columbia Falls, Montana; FDIC-09-625b; Issued 12/17/09 - PDF    

Treasure State Bank, Missoula, Montana; FDIC-09-714b; Issued 12/28/09 - PDF     

Sun West Bank, Las Vegas, Nevada; FDIC-09-665b; Issued 12/17/09 - PDF 

LibertyBank, Eugene, Oregon; FDIC-09-376b; Issued 12/23/09 - PDF      

1^st Financial Bank USA, Dakota Dunes, South Dakota; FDIC-09-307b; FDIC-09-309k;
Issued 12/30/09 - PDF

Home Savings Bank, Salt Lake City, Utah; FDIC-09-418b; Issued 12/3/09 - PDF   

Shoreline Bank, Shoreline, Washington; FDIC-09-736b; Issued 12/29/09 - PDF    

Banks of Wisconsin, Kenosha, Wisconsin; FDIC-09-615b; Issued 12/31/09 - PDF

WaterStone Bank, SSB, Wauwatosa, Wisconsin; FDIC-09-509b; Issued 12/18/09 - PDF

FINAL ORDERS ISSUED PURSUANT TO SECTION 8(c), 12 U.S.C. §  1818(c)
Temporary Cease-and-Desist Orders

Advanta Bank, Wilmington, Delaware; FDIC-09-724c&b; Temporary Order to Cease and Desist;
Issued 12/16/09 - PDF

FINAL ORDERS ISSUED PURSUANT TO SECTION 8(e), 12 U.S.C. § 1818(e)
Removal and Prohibition Orders

Columbus Bank and Trust Company, Columbus, Georgia; FDIC-09-224e; against Gail Baker-Page;
Issued 12/7/09 - PDF    

Ohnward Bank & Trust, Cascade, Iowa; FDIC-09-161e; against Holly D. Boehm; Issued 12/18/09 - PDF 

The Mission Bank, Mission, Kansas; FDIC-09-372e; against Terri E. Kline; Issued 12/18/09 - PDF

The Union Bank, Marksville, Louisiana; FDIC-08-122e; against Nancy B. Lemoine; Issued 12/18/09 - PDF

Citizens Bank of Pennsylvania, Philadelphia, Pennsylvania; FDIC-09-260e; against Jon J. Steffon;
Issue 12/18/09 - PDF

Wilson Bank and Trust, Lebanon, Tennessee; FDIC-08-333e; against Joe Neal Vance; Issued 12/18/09 - PDF

West Union Bank, West Union, West Virginia; FDIC-09-237e; against Joe E. Cross; Issued 12/18/09 - PDF

FINAL ORDERS ISSUED PURSUANT TO SECTION 8(i), 12 U.S.C. § 1818(i)
Civil Money Penalties

Citizens Bank and Trust Company of Chicago, Chicago, Illinois; FDIC-09-510k; Order to Pay in the amount of $5,500.00; Issued 12/16/09 - PDF

The State Bank of Kansas, Fredonia, Kansas; FDIC-09-319k; Order to Pay Civil Money Penalty in the amount of $25,000.00; Issued 12/18/09 - PDF

State Bank of Cold Spring, Cold Spring, Minnesota; FDIC-09-449k; Order to Pay Civil Money Penalty in the amount of $2,500.00; Issued 12/17/09 - PDF

First Enterprise Bank, Oklahoma City, Oklahoma; FDIC-09-677k; Order to Pay Civil Money Penalty in the amount of $3,150.00; Issued 12/21/09- PDF

Community FirstBank of Charleston, Charleston, South Carolina; FDIC-09-598k; Order to Pay Civil Money Penalty in the amount of $26,840.00; Issued 12/03/09 - PDF                     

1^st Financial Bank USA, Dakota Dunes, South Dakota; FDIC-09-307b; FDIC-09-309k; Consent Order and Order to Pay in the amount of $140,000.00; Issued 12/30/09 - PDF

Wilson Bank and Trust, Lebanon, Tennessee; FDIC-08-334k; Order to Pay against Joe Neal Vance in the amount of $4,000.00; Issued 12/18/09- PDF

FINAL ORDERS ISSUED PURSUANT TO SECTION 38, 12 U.S.C. § 1831o
Prompt Corrective Actions

USA Bank, Port Chester, New York; FDIC-09-708PCAS; Supervisory Prompt Corrective Action Directive;
Issued 12/8/09 - PDF

Columbia River Bank, The Dalles, Oregon; FDIC-09-751PCAS; Supervisory Prompt Corrective Action Directive; Issued 12/23/09 - PDF            

Horizon Bank, Bellingham, Washington; FDIC-09-678PCAS; Supervisory Prompt Corrective Action Directive;
Issued 12/3/09 - PDF 

FINAL ORDERS ISSUED PURSUANT TO SECTION 8(p), 12 U.S.C. § 1818(p)
Voluntary Termination of Insurance

Trust Industrial Bank, Denver, Colorado; FDIC-09-662p; Issued 12/1/09 - PDF

FINAL ORDERS ISSUED PURSUANT TO SECTION 19, 12 U.S.C. § 1829
Section 19

Susan L. Yedlicka; FDIC-09-494L; Order Granting Permission to File Application and Approving Application for Consent to Participate in the Affairs of any Insured Depository Institution; Issued 12/8/09- PDF

James A. Smedley. Jr.; FDIC-09-502L; Order Granting Permission to File Application and Approving Application for Consent to Participate in the Affairs of any Insured Depository Institution; Issued 12/18/09 - PDF

MODIFICATION

Premier American Bank, Miami, Florida; FDIC-09-061b; Modification of Order to Cease and Desist;
Issued 12/9/09 - PDF  

TERMINATIONS   

Order Terminating an Order to Cease and Desist

Uniti Bank, Buena Park, California; FDIC-08-395b; Issued 12/23/09 - PDF   

Pacific Valley Bank, Salinas, California; FDIC-0-235b; Issued 12/7/09 - PDF                     

Georgian Bank, Atlanta, Georgia; FDIC-09-231b; Issued 12/7/09 - PDF                                         

The Merchants & Farmers Bank, Melville, Louisiana; FDIC-06-118b; Issued 12/22/09 - PDF

Riverview Community Bank, Otsego, Minnesota; FDIC-09-064b; Issued 12/16/09 - PDF

Wallis State Bank, Wallis, Texas; FDIC-07-201b; Issued 12/1/09 - PDF

NOTICES ISSUED 
(Note:  A Notice is a proposal enforcement action and is not a final decision or order by the FDIC)  

Notices of Charges and of Hearing

Balboa Thrift and Loan Association, Chula Vista, California; FDIC-09-531b; Issued 12/15/09 - PDF         

Advanta Bank, Wilmington, Delaware, FDIC-09-724c&b; Issued 12/16/09 - PDF