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{{01-31-05 p.C-12321.1}}

[12,321] In the Matter of Howard Savings Bank, Glenview, Illinois, Docket No. 04-235q (11-8-04).

Status of bank as insured savings bank terminated.

In the Matter of
HOWARD SAVINGS BANK
GLENVIEW, ILLINOIS
(Insured Savings Bank)
ORDER OF APPROVAL OF TERMINATION OF INSURANCE

FDIC-04-235q

Pursuant to section 8(q) of the Federal Deposit Insurance Act (the "Act"), 12 U.S.C. §1818(q), and section 18(i)(3) of the Act, 12 U.S.C. §1828(i)(3), the Federal Deposit Insurance Corporation ("FDIC"), having found that Edens Bank, Wilmette, Illinois ("Bank"), has provided to the FDIC on October 4, 2004, satisfactory evidence that it has assumed the liabilities for deposits of Howard Savings Bank, Glenview, Illinois ("Insured Institution"), as of September 30, 2004, as required by section 307.1 of the FDIC's Rules and Regulations, 12 C.F.R. §307.1, and the Bank has notified the Insured Institution's depositors of its assumption of their deposits, hereby issues the following ORDER:
{{01-31-05 p.C-12323.1}}

ORDER

IT IS HEREBY ORDERED, that the status of the Insured Institution as an insured savings bank be, and hereby is, terminated as of October 4, 2004.

IT IS FURTHER ORDERED, that the separate insurance of all deposits assumed by the Bank from the Insured Institution shall terminate at the expiration of March 30, 2005, or, in the case of any time deposit, the earliest maturity date after March 30, 2005, as provided in section 8(q) of the Act, 12 U.S.C. §1818(q).

Pursuant to delegated authority.

Dated at Washington, D.C., this 8th day of November, 2004.



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