Chart 6

The title is "New Jersey’s Past-Due Ratio Remains More Favorable Than the Nation."

A bar chart that shows the percentage of loans that were at least 30 days past due in the United States and New Jersey among financial institutions at least 3 years old. Nationally, the past-due rate was 1.74 percent in the first quarter of 2000, dropped to 1.62 percent in the second quarter of 2000, climbed to 2.07 percent at the end of 2001, fell to 1.80 percent in the second quarter of 2002, increased to 1.95 percent in the first quarter of 2003, and dipped to 1.80 percent in the second quarter of 2003. In New Jersey, the past-due rate was 1.15 percent in the first quarter of 2000, fell to 0.99 percent in the second quarter of 2001, rose to 1.09 percent in the first quarter of 2002, declined to 0.86 percent in the fourth quarter of 2002, and increased to 0.97 percent in the second quarter of 2003.