The title is "In Washington, NIMs at Thrifts Improved While They Deteriorated at Banks."

A line chart that shows the median net interest margin (NIM) of commercial banks and thrift institutions in June of each year from 1992 to 2003. NIM at commercial banks was 5.38 percent in 1992, slowly rose to 5.66 percent in 1995, dropped to 5.08 percent in 1999, increased briefly to 5.35 percent in 2000, declined to 4.77 percent in 2001, improved to 4.91 percent in 2002, and fell to 4.80 percent in 2003. NIM at thrift institutions was 3.79 percent in 1992, rose to 4.04 percent the following year, fell to 3.30 percent in 1995, slowly increased to 3.71 percent in 1999, diminished to 3.24 percent in 2000, and climbed to 4.03 percent in 2003.