FDIC Home - Federal Deposit Insurance Corporation
FDIC Home - Federal Deposit Insurance Corporation

 
Skip Site Summary Navigation   Home     Deposit Insurance     Consumer Protection     Industry Analysis     Regulations & Examinations     Asset Sales     News & Events     About FDIC  

Home > Industry Analysis > Research & Analysis > FDIC State Profiles

FDIC State Profiles
 

Nebraska at a Glance

ECONOMIC INDICATORS (Change from year ago, unless noted)
Employment Growth Rates Q2-09 Q1-09 Q2-08 2008 2007
Total Nonfarm (share of trailing four quarter employment in parentheses) -2.0% -1.0% 1.1% 0.8% 1.7%
  Manufacturing (10%) -8.6% -6.3% 0.8% 0.2% -0.1%
  Other (non-manufacturing) Goods-Producing (5%) -5.4% -1.7% 1.2% -0.9% 4.4%
  Private Service-Producing (67%) -1.9% -1.0% 1.2% 0.9% 2.2%
  Government (17%) 2.3% 2.4% 0.6% 0.9% 0.2%
Unemployment Rate (% of labor force) 4.8% 4.4% 3.3% 3.3% 3.0%
           
Other Indicators Q2-09 Q1-09 Q2-08 2008 2007
Single-Family Home Permits 6.1% -35.0% -24.2% -24.2% -13.6%
Multifamily Building Permits -66.0% -68.8% 44.3% 10.4% -27.6%
Home Price Index 0.1% 0.0% 0.3% 0.5% 1.7%
Nonbusiness Bankruptcy Filings per 1000 people (quarterly annualized level) 4.24 3.76 3.50 3.62 2.91
           
BANKING TRENDS
General Information Q2-09 Q1-09 Q2-08 2008 2007
Institutions (#) 240 240 245 242 248
Total Assets (in millions) 48,253 48,527 43,549 48,498 42,498
New Institutions (# < 3 years) 3 3 4 3 4
Subchapter S Institutions 96 95 94 94 91
           
Asset Quality Q2-09 Q1-09 Q2-08 2008 2007
Past-Due and Nonaccrual Loans / Total Loans (median %) 2.28 2.62 1.72 2.00 1.51
Noncurrent Loans / Total Loans (median %) 1.25 1.14 0.64 0.76 0.51
ALLL/Total Loans (median %) 1.38 1.43 1.47 1.40 1.43
ALLL/Noncurrent Loans (median multiple) 1.06 1.06 1.82 1.46 2.17
Net Loan Losses / Total Loans (median %) 0.01 0.00 0.00 0.20 0.05
           
Capital / Earnings Q2-09 Q1-09 Q2-08 2008 2007
Tier 1 Leverage (median %) 9.55 9.68 9.60 9.56 9.73
Return on Assets (median %) 0.82 0.91 1.02 0.88 1.01
Pretax Return on Assets (median %) 1.02 1.14 1.30 1.07 1.26
Net Interest Margin (median %) 3.85 3.83 3.84 3.89 3.88
Yield on Earning Assets (median %) 5.66 5.79 6.40 6.47 7.18
Cost of Funding Earning Assets (median %) 1.84 1.97 2.62 2.59 3.25
Provisions to Avg. Assets (median %) 0.15 0.08 0.00 0.16 0.04
Noninterest Income to Avg. Assets (median %) 0.46 0.45 0.49 0.51 0.52
Overhead to Avg. Assets (median %) 2.90 2.72 2.68 2.79 2.83
           
Liquidity / Sensitivity Q2-09 Q1-09 Q2-08 2008 2007
Net Loans to Assets (median %) 66.0 65.5 67.7 67.6 67.1
Noncore Funding to Assets (median %) 19.8 20.0 19.1 20.8 19.2
Long-term Assets to Assets (median %, call filers) 12.1 11.8 11.4 11.3 9.8
Brokered Deposits (number of institutions) 104 104 101 107 103
  Brokered Deposits to Assets (median % for those above) 3.2 3.5 2.2 3.7 2.9
           
Loan Concentrations (median % of Total Risk-Based Capital) Q2-09 Q1-09 Q2-08 2008 2007
Commercial and Industrial 78.7 80.1 81.8 82.1 79.2
Commercial Real Estate 64.9 59.2 62.8 62.6 58.8
  Construction & Development 8.7 8.1 7.5 7.1 6.9
  Multifamily Residential Real Estate 0.5 0.6 1.1 0.8 0.1
  Nonresidential Real Estate 43.8 42.8 38.7 43.4 39.9
Residential Real Estate 70.4 68.8 60.0 67.1 59.1
Consumer 30.9 29.7 30.7 30.5 31.9
Agriculture 254.1 242.5 253.8 256.4 262.0
           
BANKING PROFILE
Largest Deposit Markets (from 2008 Summary of Deposits) Institutions in Market Deposits ($ millions)       Asset Distribution Institutions
Omaha-Council Bluffs, NE-IA 75 17,056   < $100 million 158 (65.8% )
Lincoln, NE 27 4,649   $100 million to $250 million 49 (20.4% )
Sioux City, IA-NE-SD 35 2,507   $250 million to $1 billion 27 (11.3% )
  $1 billion to $10 billion 6 (2.5% )
  > $10 billion 0 (0% )
           
 
insurance-research@fdic.gov

Home    Contact Us    Search    Help    SiteMap    Forms
Freedom of Information Act (FOIA) Service Center    Website Policies    USA.gov
FDIC Office of Inspector General