Chart 5. The title is "The mortgage foreclosure rate has escalated in the Midwest, Southwest, and Southeast".

A map of the continental United States. The average foreclosure rate is 24%, according to fourth quarter 2003 estimates. Foreclosure rates are at or below 1% in California, Nevada, Colorado, Montana, Nebraska, New York, New Jersey, Maryland, Virginia, and Florida. The foreclosure growth rate is between 0% and 24% in Vermont, New Hampshire, Massachusetts, Rhode Island, Connecticut, Montana, Arkansas, North Dakota, Wyoming, New Mexico, Arizona, Idaho, Washington, and Oregon. Foreclosures are between 24% and 115% percent for the remaining states.