Chart 4. The title is "Commercial real estate exposures are elevated, particularly in the FDIC's Atlanta and San Francisco Regions".

A bar chart comparing the share of institutions with various ratios of commercial real estate (CRE) to Tier 1 capital in the nation and in key Regions. In the San Francisco Region, 25.7% of institutions have a ratio of CRE to Tier 1 capital of 500 or greater; 14.92% have a ratio of 400 to 499; and 13.23% have a ratio of 300 to 399. In the Atlanta Region, 18.9% of institutions have a ratio of CRE to Tier 1 capital of 500 or greater; 12.96% have a ratio of 400 to 499; and 15.97% have a ratio of 300 to 399. In the nation, 9.0% of institutions have a ratio of CRE to Tier 1 capital of 500 or greater; 7.60% have a ratio of 400 to 499; and 10.85% have a ratio of 300 to 399. In the Chicago Region, 5.5% of institutions have a ratio of CRE to Tier 1 capital of 500 or greater; 6.76% have a ratio of 400 to 499; and 11.29% have a ratio of 300 to 399. In the Dallas Region, 6.5% of institutions have a ratio of CRE to Tier 1 capital of 500 or greater; 6.48% have a ratio of 400 to 499; and 10.61% have a ratio of 300 to 399. In the New York Region, 6.3% of institutions have a ratio of CRE to Tier 1 capital of 500 or greater; 6.39% have a ratio of 400 to 499; and 9.72% have a ratio of 300 to 399. In the Kansas City Region, 4.2% of institutions have a ratio of CRE to Tier 1 capital of 500 or greater; 4.31% have a ratio of 400 to 499; and 7.45% have a ratio of 300 to 399.