Chart 3. The title is "Megabanks Have Greatly Reduced Their Reliance on Net Interest Income".

The net interest income for community banks, large and midsized banks, and megabanks was compared over the past 13 years. On average, net interest income as a share of total revenue for megabanks has fallen from 86% in 1990 to 65% in 2003. Community banks still rely heavily on net interest income. Net interest income as a share of total revenue has fallen slightly from roughly 94% in 1984 to 89% in 2003. Large and midsized banks are similar; their net interest income as a share of total revenue has fallen from 88% to 80%.