Chart 8. The title is "Large Institutions Are Driving Aggregate Profitability of Mortgage-Lender Group"

A bar chart showing aggregate and median return on assets. In 1992, the aggregate return on assets was 0.9%; the median was 0.9%. In 1994, the aggregate return on assets was 0.6%; the median was 0.9%. In 1996, the aggregate return on assets was 0.9%; the median was 0.8%. In 1998, the aggregate return on assets was 1.1%; the median was 0.9%. In 2000, the aggregate return on assets was 1.1%; the median was 0.8%. In 2002, the aggregate return on assets was 1.3%; the median was 0.8%. In 2003, the aggregate return on assets was 1.5%; the median was 0.8%.