A combined line and bar chart showing the percent change from a year ago in personal income and disposable (after-tax) income. In January 1999, the percent change in personal income was 6.1%; in disposable income, it was 5.6%. In July 1999, the percent change in personal income was 4.3%; in disposable income, it was 3.6%. In November 1999, the percent change in personal income was 4.9%; in disposable income, it was 4.3%. In July 2000, the percent change in personal income was 8.7%; in disposable income, it was 8.4%. In January 2001, the percent change in personal income was 6.1%; in disposable income, it was 5.8%. In July 2001, the percent change in personal income was 3.1%; in disposable income, it was 4.2%. In December 2001, the percent change in personal income was 1.5%; in disposable income, it was 1.9%. In June 2002, the percent change in personal income was 3.6%; in disposable income, it was 6.9%. In Janurary 2003, the percent change in personal income was 3.5%; in disposable income, it was 4.9%. In June 2003, the percent change in personal income was 2.5%; in disposable income, it was 3.3%.