Chart 7. The title is "Recent Dip in Median Net Interest Margin Suggest that Funding Costs Are Nearing a Floor"

A line chart showing the median net interest margin from 1999 through first quarter 2003. In 1999, the net interest margin was 4.15 percent. It rose to 4.35 percent in 2000 and dropped to 4.05 percent in 2001. In 2002, it rose to 4.3 percent, then declined to 4.2 percent in first quarter 2003.