Chart 3. The title is "Insured Institutions Headquartered in the Dallas Region Have Reported Significant Declines in Consumer Loan Growth during the Past Two Years."

A line chart that shows consumer loan growth and total loan growth for insured institutions in the Dallas Region from December 1990 through December 2002. In December 1990, consumer loan growth was 1.3% and total loan growth was minus 0.8%. Both percentages rose steadily through September 1995, when consumer loan growth was 12.7% and total loan growth was 12.3