Chart 2. The title is "Consumer Debt Service payments as a Percentage of Disposable Income have Risen to Near Record Levels in the Dallas Region."

A chart showing the ratios of mortgage debt and consumer debt to disposable income in the Dallas Region. In first quarter 1990, the ratio of consumer debt to disposable income was 7.38%; in fourth quarter 1990, it was 7.10%; in fourth quarter 1993, it was 6.09%. In first quarter 1990, the ratio of mortgage debt to disposable income was 6.08%; in fourth quarter 1990, it was 6.25%; in fourth quarter 1993, it was 5.69%;