Chicago Chart 1

Chart 1. The title is "Commercial Real Estate Concentrations Continue to Rise among Banks in the Chicago Region."

A combined line and bar chart showing the ratios of commercial real estate loans to Tier 1 capital from 1992 through 2002.
In 1992, the top 10th percentile was 247% and the bottom 10th percentile was 15%. The top 25th percentile was 164%, and the bottom 25th percentile was 38%. The median concentration was 89%.
In 1993, the top 10th percentile was 247% and the bottom 10th percentile was 16%. The top 25th percentile was 164%, and the bottom 25th percentile was 41%. The median concentration was 88%.
In 1994, the top 10th percentile was 256% and the bottom 10th percentile was 16%. The top 25th percentile was 172%, and the bottom 25th percentile was 42%. The median concentration was 88%.
In 1995, the top 10th percentile was 261% and the bottom 10th percentile was 16%. The top 25th percentile was 172%, and the bottom 25th percentile was 43%. The median concentration was 91%.
In 1996, the top 10th percentile was 276% and the bottom 10th percentile was 18%. The top 25th percentile was 182%, and the bottom 25th percentile was 46%. The median concentration was 98%.
In 1997, the top 10th percentile was 288% and the bottom 10th percentile was 18%. The top 25th percentile was 187%, and the bottom 25th percentile was 46%. The median concentration was 101%.
In 1998, the top 10th percentile was 302% and the bottom 10th percentile was 18%. The top 25th percentile was 197%, and the bottom 25th percentile was 49%. The median concentration was 105%.
In 1999, the top 10th percentile was 335% and the bottom 10th percentile was 20%. The top 25th percentile was 216%, and the bottom 25th percentile was 52%. The median concentration was 115%.
In 2000, the top 10th percentile was 351% and the bottom 10th percentile was 23%. The top 25th percentile was 233%, and the bottom 25th percentile was 57%. The median concentration was 125%.
In 2001, the top 10th percentile was 383% and the bottom 10th percentile was 25%. The top 25th percentile was 256%, and the bottom 25th percentile was 63%. The median concentration was 137%.
In 2002, the top 10th percentile was 415% and the bottom 10th percentile was 25%. The top 25th percentile was 275%, and the bottom 25th percentile was 63%. The median concentration was 149%.