Chart 5. The title is "Number of Troubled Institutions Is Lower Than in Early 1990s."

A line chart. For asset quality, the percentage of institutions rated 3, 4, or 5 was 22.1 in 1992, 9.8 in 1994, 6.6 in 1996, 6.3 in 1998, 7.4 in 2000, and 9.9 in third quarter 2002. For comparison, the percentage of institutions rated 3, 4, or 5 was 21.6 in 1992, 8.6 in 1994, 4.9 in 1996, 4.6 in 1998, 6.5 in 2000, and 7.34 in third quarter 2002.