A bubble scatter plot comparing the median percentage of construction loans to Tier 1 capital and the median percentage of past-due construction and development (C&D) loans with the volume of C&D loans held by community banks with any C&D exposure and headquartered in certain markets. This chart includes markets with more than five C&D lenders and aggregate C&D loans exceeding $100 million. The Los Angeles and Seattle markets had the highest volume of C&D loans. The San Francisco, San Diego, Riverside, Sacramento, Las Vegas, and Portland markets had a lower volume of C&D loans. The Stockton, Sacramento, Oakland, Salt Lake City, Provo, Santa Rosa, and San Jose markets had the smallest volume of C&D loans. In Los Angeles, the median percentage of construction loans to Tier 1 capital among community construction lenders was 40 percent; the median percentage of past-due construction loans was zero. In Seattle, the median percentage of construction loans to Tier 1 capital was 99 percent; the median percentage of past-due construction loans was zero. In Portland, the median percentage of construction loans to Tier 1 capital was 134 percent; the median percentage of past-due construction loans was 1.2. In Phoenix, the median percentage of construction loans to Tier 1 capital was 122 percent; the median percentage of past-due construction loans was zero. In Las Vegas, the median percentage of construction loans to Tier 1 capital was 147 percent; the median percentage of past-due construction loans was zero. In San Francisco, the median percentage of construction loans to Tier 1 capital was 75 percent; the median percentage of past-due construction loans was zero. In San Diego, the median percentage of construction loans to Tier 1 capital was 83 percent; the median percentage of past-due construction loans was zero. In Riverside, the median percentage of construction loans to Tier 1 capital was 124 percent; the median percentage of past-due construction loans was zero. In Salt Lake City, the median percentage of construction loans to Tier 1 capital was 126 percent; the median percentage of past-due construction loans was 0.8. In Sacramento, the median percentage of construction loans to Tier 1 capital was 128 percent; the median percentage of past-due construction loans was zero. In Oakland, the median percentage of construction loans to Tier 1 capital was 146 percent; the median percentage of past-due construction loans was zero. In San Jose, the median percentage of construction loans to Tier 1 capital was 162 percent; the median percentage of past-due construction loans was 2.2. In Santa Rosa, the median percentage of construction loans to Tier 1 capital was 97 percent; the median percentage of past-due construction loans was 1.6. In Provo, the median percentage of construction loans to Tier 1 capital was 173 percent; the median percentage of past-due construction loans was 1.2. In Stockton, the median percentage of construction loans to Tier 1 capital was 84 percent; the median percentage of past-due construction loans was zero.