A bar graph showing the percentage of mortgages with loan-to purchase-price ratios greater than 90 percent for various markets in 1993 and 2000. For the entire nation, the percentage was 17 percent in 1993 and 22 percent in 2000. For Salt Lake City, the percentage was11 percent in 1993 and 24 percent in 2000. For Miami-Ft. Lauderdale, the percentage was 9 percent in 1993 and 24 percent in 2000. For Albany, the percentage was 8 percent in 1993 and 24 percent in 2000. For Phoenix, the percentage was 11 percent in 1993 and 26 percent in 2000. For Las Vegas, the percentage was 18 percent in 1993 and 29 percent in 2000. For St. Louis, the percentage was 17 percent in 1993 and 31 percent in 2000. For Tucson, the percentage was 8 percent in 1993 and 32 percent in 2000. For Buffalo, the percentage was 20 percent in 1993 and 33 percent in 2000. For Oklahoma City, the percentage was 24 percent in 1993 and 34 percent in 2000. For Tulsa, the percentage was 8 percent in 1993 and 36 percent in 2000. For Kansas City, the percentage was 25 percent in 1993 and 37 percent in 2000. For Charlotte, the percentage was 31 percent in 1993 and 39 percent in 2000. For Birmingham, the percentage was 20 percent in 1993 and 40 percent in 2000. For Memphis, the percentage was 23 percent in 1993 and 41 percent in 2000. For Honolulu, the percentage was 9 percent in 1993 and 41 percent in 2000. For Greenville, the percentage was 38 percent in 1993 and 44 percent in 2000.