Chart 2. The title is "Business Borrowing Rates Have Risen but Are Less Volatile than in Past Cycles." This is a line graph showing that Moody's Baa average yield, prime rate, and 3-month LIBOR declined, with small ups and downs, from between 15 and 17 percent in 1982 to a low of between 3 and 7 percent in 1993, when they began slowly rising to between 5 and 9 percent in 2000.