Chart 1. The title is "Noncurrent Loan Rates Are Rising at Larger Banks." This is a line graph showing that the percentage of C&I loans on nonaccrual and 90 days or more past-due for large banks was around 3.6 in 1989, rose to 5 in 1991, steadily declined to 1 in 1994, and has remained below 1.6 since then. For small banks, the percentage stayed between 3.6 and 4.4 from 1988 to 1992, declined to below 2 by 1994, and has hovered a little below 2 since then.