Chart 6: It Is Difficult for Noncustomers Without Government-Issued Identification to Cash Checks at Banks 

Percentage of Banks That Accept Various Types of Identification from Noncustomers for Check Cashing 

  Primary Secondary
Driver's license 91.9% 7.7%
State-issued photo ID 85.7% 12.7%
Passport 81.1% 15.1%
Military ID 75.8% 20.3%
Student ID 24.4% 49.5%
SSN 3.6% 43.7%
Matricula Consular 20.5% 17.7%
ITIN 1.3% 30.3%
Utility bills 0.6% 27.9%
Employer letters/pay stubs 2.5% 24.3%
Housing lease 1.1% 16.3%
Source: FDIC.
Note: ITINs are Individual Taxpayer Identification Numbers. A primary identification is sufficient by itself, and a secondary identification is insufficient by itself but acceptable together with another secondary identification.