Chart 4

One in five households in the lowest-income quintiles
has liabilities that exceed assets, resulting in negative net worth.

Conditions

Percentage of households
reporting negative net worth

Lowest quintile 20
Second-lowest quintile 12
Middle quintile 7.7
Second-highest quintile 4.6
Highest quintile 0.4
   

Source: Federal Reserve 2004 Survey of Consumer Finances.