Chart 3
It is less common for lower-income households to own their homes or have retirement savings.
Conditions

Percentage of households with
primary residence
Percentage of households with
retirement accounts
Lowest-income quintile 40.5 10.1
Second-lowest-income quintile 56.9 30.2
Middle quintile 71.6 53.2
Second-highest quintile 83.0 70.0
Highest quintile 93.2 85.0
     
Source: Federal Reserve 2004 Survey of Consumer Finances.