Chart 3
Money Smart Graduates Report Decreased Debt Levels
Percent of respondents reporting changes in their level of debt
	Decreased	Stayed the Same	Increased
Level of Debt	53%	35%	12%
Source: FDIC, A Longitudinal Evaluation of the Intermediate-term Impact of the Money Smart Financial Education Curriculum Upon Consumers Behavior and Confidence (Washington, DC, April 2007).