Chart 3 Wholesale Capital Charges With "Unbiased" EL
| Year
|
EL
|
LGD=30%
|
LGD=50%
|
| 2002
|
1.10%
|
5.08%
|
7.32%
|
| 2001
|
0.94%
|
4.85%
|
7.00%
|
| 2000
|
0.54%
|
4.15%
|
5.87%
|
| 1999
|
0.40%
|
3.77%
|
5.23%
|
| 1998
|
0.30%
|
3.43%
|
4.67%
|
| 1997
|
0.18%
|
2.78%
|
3.66%
|
| 1996
|
0.18%
|
2.77%
|
3.64%
|
| 1995
|
0.23%
|
3.08%
|
4.12%
|
| 1994
|
0.34%
|
3.58%
|
4.91%
|
| 1993
|
0.85%
|
4.71%
|
6.79%
|
| 1992
|
1.34%
|
5.40%
|
7.73%
|
| 1991
|
1.93%
|
6.13%
|
8.60%
|
| 1990
|
2.17%
|
6.41%
|
8.92%
|
| 1989
|
1.88%
|
6.07%
|
8.52%
|
| 1988
|
1.54%
|
5.66%
|
8.04%
|
| 1987
|
1.21%
|
5.23%
|
7.51%
|
| 1986
|
1.36%
|
5.43%
|
7.77%
|
| 1985
|
1.23%
|
5.26%
|
7.55%
|
| 1984
|
1.14%
|
5.13%
|
7.39%
|