Chart 5
Bank Asset Mix Has Trended Toward
Loans and Away From Low-risk Securities
(FDIC-Insured Commercial Banks)
Percent of Assets
| Year |
Securities |
Loans |
| 1934 |
39.1 |
31.5 |
| 1935 |
39.5 |
28.9 |
| 1936 |
39.7 |
28.4 |
| 1937 |
37.8 |
30.9 |
| 1938 |
37.8 |
28.2 |
| 1939 |
35.5 |
26.7 |
| 1940 |
34.2 |
26.0 |
| 1941 |
36.5 |
27.7 |
| 1942 |
49.6 |
19.8 |
| 1943 |
57.6 |
16.8 |
| 1944 |
61.0 |
15.9 |
| 1945 |
61.0 |
16.4 |
| 1946 |
55.3 |
20.9 |
| 1947 |
50.2 |
24.6 |
| 1948 |
46.2 |
27.9 |
| 1949 |
48.8 |
27.7 |
| 1950 |
43.9 |
31.5 |
| 1951 |
41.5 |
32.8 |
| 1952 |
40.9 |
34.7 |
| 1953 |
40.2 |
35.7 |
| 1954 |
41.9 |
35.6 |
| 1955 |
36.9 |
40.0 |
| 1956 |
34.2 |
42.4 |
| 1957 |
34.0 |
43.1 |
| 1958 |
36.2 |
42.1 |
| 1959 |
32.3 |
46.4 |
| 1960 |
31.6 |
46.8 |
| 1961 |
32.3 |
45.9 |
| 1962 |
32.1 |
48.2 |
| 1963 |
31.3 |
51.0 |
| 1964 |
29.3 |
51.8 |
| 1965 |
27.6 |
54.1 |
| 1966 |
25.9 |
54.7 |
| 1967 |
27.3 |
52.7 |
| 1968 |
27.0 |
52.9 |
| 1969 |
23.3 |
54.7 |
| 1970 |
24.8 |
52.3 |
| 1971 |
25.8 |
51.8 |
| 1972 |
24.4 |
53.2 |
| 1973 |
21.9 |
55.5 |
| 1974 |
18.2 |
56.3 |
| 1975 |
20.8 |
54.3 |
| 1976 |
20.8 |
53.5 |
| 1977 |
19.2 |
54.5 |
| 1978 |
17.9 |
55.8 |
| 1979 |
16.8 |
55.8 |
| 1980 |
17.5 |
54.8 |
| 1981 |
16.7 |
55.8 |
| 1982 |
16.7 |
55.8 |
| 1983 |
18.1 |
56.2 |
| 1984 |
15.4 |
60.9 |
| 1985 |
16.1 |
60.4 |
| 1986 |
16.5 |
60.3 |
| 1987 |
17.4 |
61.5 |
| 1988 |
17.1 |
62.2 |
| 1989 |
16.9 |
62.8 |
| 1990 |
17.8 |
62.7 |
| 1991 |
20.2 |
60.2 |
| 1992 |
22.0 |
58.2 |
| 1993 |
22.6 |
58.2 |
| 1994 |
20.5 |
59.0 |
| 1995 |
18.8 |
60.5 |
| 1996 |
17.5 |
61.5 |
| 1997 |
17.4 |
59.3 |
| 1998 |
18.0 |
59.6 |
| 1999 |
18.2 |
60.9 |
| 2000 |
17.3 |
61.2 |
| 2001 |
17.9 |
59.4 |
Source: FDIC Historical Statistics on Banking