| TABLE I-A. Selected Indicators, FDIC-Insured Commercial Banks |
|
2002*
| 2001*
| 2001
| 2000
| 1999
| 1998
| 1997
|
| Return on assets (%) |
1.37 |
1.17 |
1.15 |
1.19 |
1.31 |
1.19 |
1.23 |
| Return on equity (%) |
14.90 |
13.40 |
13.04 |
14.01 |
15.30 |
13.92 |
14.68 |
| Core capital (leverage) ratio (%) |
8.00 |
7.81 |
7.78 |
7.70 |
7.79 |
7.54 |
7.55 |
| Noncurrent assets plus other real estate owned to assets (%) |
0.97 |
0.85 |
0.92 |
0.74 |
0.63 |
0.65 |
0.66 |
| Net charge-offs to loans (%) |
1.12 |
0.83 |
0.95 |
0.67 |
0.61 |
0.67 |
0.64 |
| Asset growth rate (%) |
5.75 |
8.05 |
5.20 |
8.88 |
5.38 |
8.53 |
9.53 |
| Net interest margin (%) |
4.11 |
3.84 |
3.90 |
3.95 |
4.07 |
4.07 |
4.21 |
| Net operating income growth (%) |
21.94 |
-2.71 |
-1.97 |
1.79 |
20.38 |
2.26 |
12.43 |
| Number of institutions reporting |
7,933 |
8,149 |
8,081 |
8,315 |
8,579 |
8,773 |
9,142 |
| Percentage of unprofitable institutions (%) |
6.20 |
7.60 |
8.09 |
7.34 |
7.52 |
6.11 |
4.85 |
| Number of problem institutions |
126 |
74 |
95 |
76 |
66 |
69 |
71 |
| Assets of problem institutions (in billions) |
$38 |
$14 |
$36 |
$17 |
$4 |
$5 |
$5 |
| Number of failed/assisted institutions |
8 |
3 |
3 |
6 |
7 |
3 |
1 |
| * Through September 30, ratios annualized where appropriate Asset growth rates are for 12 months ending September 30 |
