The BIF Reserve Ratio Has Generally Been Declining Over the Past Few Years
  Percent of Insured Deposits
9/981.41
12/981.39
3/991.41
6/991.4
9/991.39
12/991.37
3/001.36
6/001.33
9/001.35
12/001.35
3/011.33
6/011.33
9/011.32
12/011.26
3/021.23
6/021.26
Source: FDIC