Chart 2

Large Bank Revenues Indicate a Variety of Products and Services

  Assets > $1 Billion 2001 % of Total
Income from fiduciary activities 18,709,045 13.1%
Service charges on deposit accounts 22,310,156 15.6%
Trading revenues 12,514,131 8.8%
On interest-rate contracts 6,067,261 4.2%
On foreign exchange contracts 4,336,854 3.0%
On equity contracts 1,878,353 1.3%
On commodity & other contracts 231,663 0.2%
Investment banking & other fees 8,685,482 6.1%
Venture capital revenue -745,193 -0.5%
Servicing fees 10,545,446 7.4%
Securitization income 15,917,146 11.1%
Insurance commissions & fees 2,603,886 1.8%
Net gains/losses on loan sales 3,877,895 2.7%
Net gains/losses on sales of OREO 48,527 0.0%
Other noninterest income 46,130,607 32.3%
Total noninterest income 142,826,143