FDIC Future of Banking
Future of Banking is a series of papers prepared in 2004 that examine the likely trends in the structure and performance of the banking industry in the next five to ten years, as well as policy issues associated with the changing dynamics of the industry.
Most links on this page reference Portable Document Format (PDF) files. Adobe Acrobat, a reader available for free on the Internet, is required to display or print PDF files.
Summary of the Study
Banks' Role in the Financial System:
- The Evolving Role of Commercial Banks in U.S. Credit Markets - PDF (275k) | HTML
- Regional and Other Midsize Banks: Recent Trends and Short-Term Prospects - PDF (228k)
- Limited-Purpose Banks: Their Specialties, Performance, and Prospects - PDF (118k) | HTML
- The Liability Structure of FDIC-Insured Institutions: Changes and Implications - PDF (222k) | HTML
The Number of Bank Organizations: