January 30 - Changes in Market Responses to Financial Statement Restatement Announcements in the Sarbanes–Oxley Era - PDF 1,300kb (PDF Help)
Steven Byers
January 31 - The Impact of Early-Life Debt on the Homeownership Rates of Young Households: An Empirical Investigation - PDF 388kb (PDF Help)
Jennifer Shand
March 27 - Understanding the Subprime Mortgage Crisis - PDF 402kb (PDF Help)
Yuliya Demyanyk, Banking Supervision and Regulation, Federal Reserve Bank of St. Louis, St. Louis, MO
Otto Van Hemert, Department of Finance, Stern School of Business, New York University, New York, NY
March 27 - Results from a Study of 72 Countries - PDF 395kb (PDF Help)
Winnie Poon, Department of Finance and Insurance, Lingnan University, Tuen Mun, New Territories, Hong Kong
Junsoo Lee, Department of Economics, Finance and Legal Studies, University of Alabama, Tuscaloosa, AL
Benton Gup, Department of Economics, Finance and Legal Studies, University of Alabama, Tuscaloosa, AL
April 21 - A Theory of Bank Resolution: Political Economics and Technological Change - Word 382kb (Word Help)
Robert DeYoung, Capitol Federal Professor in Financial Markets and Institutions, University of Kansas
Jack Reidhill, Federal Deposit Insurance Corporation
April 22 - Loan Growth and Riskiness of Banks - PDF 225kb (PDF Help)
Daniel Foos, Department of Banking and Finance, University of Mannheim
Lars Norden, Department of Banking and Finance, University of Mannheim
Martin Weber, Department of Banking and Finance, University of Mannheim
April 29 - Bankcar: A Credit Risk Model For US Commercial Bank Charge-Offs - PDF 261kb (PDF Help)
Jon Frye, Federal Reserve Bank of Chicago
Eduard Pelz, Federal Reserve Bank of Chicago
June 10 - A Structural Approach to Understanding and Measurement of Residential Mortgage Lending Risk - PDF 922kb (PDF Help)
Ian Harrison, Reserve Bank of New Zealand
Chris Mathew, Reserve Bank of New Zealand
July 15 - Do unsolicited ratings contain a strategic rating component? Evidence from S&P - PDF (PDF Help)
Andre Guttler, European Business School, International University
Christina Bannier, Frankfurt School of Finance and Management
Patrick Behr, Goethe-University Frankfurt
August 5 - Pay for Performance? CEO Compensation and Acquirer Returns in BHC Mergers - PDF (PDF Help)
Kristina Minnick, Finance Department, Bentley College
Haluk Unal, Robert H. Smith School of Business, University of Maryland and Center for Financial Research, FDIC
Liu Yang, Anderson School of Management, UCLA
August 6 - Legal Origin, Creditor Protection and Bank Lending: Evidence from Emerging Markets - PDF (PDF Help)
Rebel Cole, DePaul University
Rima Turk-Ariss, Lebanese American University
September 8 - Has the CDS market lowered the cost of debt to firms? - PDF (PDF Help)
Joao Santos, Federal Reserve Bank of New York
Adam Ashcraft, Federal Reserve Bank of New York
September 11 - The Impact of the GSE Accounting Scandals on the Increase in Risky Mortgages - PDF 585K (PDF Help)
Andrew Felton, FDIC and School of Public Policy, University of Maryland
September 19 - Distressed Debt Prices and Recovery Rate Estimation - PDF 369K (PDF Help)
Xin Guo, Department of IEOR, UC at Berkeley
Robert A. Jarrow, Johnson School of Management, Cornell University and Kamakura Corporation
Haizhi Lin, Cornell University
September 25 - Hedging Credit: Equity Liquidity Matters - PDF 290K (PDF Help)
Sanjiv Das, Leavey School of Business, Santa Clara University
Paul Hanouna, Villanova School of Business, Villanova University
October 7 - Understanding the Components of Bank Failure Resolution Costs - PDF 146K (PDF Help)
Rosalind L. Bennett, FDIC Division of Insurance and Research
Haluk Unal, Smith School of Business, University of Maryland and FDIC CFR
October 7 - Do Interest Groups Influence Voting Turnout? Evidence from the 1996 and 2000 U.S. Elections- PDF 191K (PDF Help)
Carlos D. Ramirez, Department of Economics, George Mason University
Aileen G. Sampson, Division of Insurance and Research, Federal Deposit Insurance Corporation
October 8 - Securitization of Subprime Mortgages - An
Empirical Analysis of the Loan Sales Decisions of Depository Institutions - PDF 169K (PDF Help)
Paul Calem, Freddie Mac
Jonathan Liles, Freddie Mac
Christopher Henderson, Federal Reserve Bank of Philadelphia
